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Nature of Business
Service ProviderLegal Status of Firm
Limited Company (Ltd./Pvt.Ltd.)Annual Turnover
Upto Rs. 50 LakhGST Number
27AAGCS2924J1Z6Heathscreen-Employers & HR Consultants
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sehatINDIA's HealthScreen® for Employers & HR Consultants is a specially designed
Pre-Employment Medical Assessment Package that allows potential Employers to diagnose
& identify health issues amongst the candidates which helps employers gain understanding
of the risk profile of the employee they are hiring. By completely evaluating a potential employee's medical and physical condition prior to starting employment, you as an employer may be able
to reduce your injury/illness rate by as much as 25 percent. By combining a pre- employment medical with a pre-placement examination, you have much better information on which to base your hiring decisions. In addition to these services, our program offers audio testing, drug/alcohol screening and pulmonary function tests.
Pre-employment medical checks should be seen as a way of:
- Screening candidates in - not screening them out. Identifying any risks to prospective employees, colleagues or clients
- Identifying any support needed by the prospective employee to do the job effectively
- Identifying any potential attendance problems
- Providing a base line of health for future reference
sehatINDIA has been providing the Evaluation packages to many companies in
multiple sectors such as
- Software - Pre-employment & Annual Health-checks
- BPO’s – Pre-employment & periodic health-checks
- Manufacturing / Heavy Engineering - On-site workforce health evaluation
- FMCG Companies – Field-force Annual Health-check
- Hotels / Restaurants - Food-handlers health evaluation + Microbiological surveillance of facilities
The level of check can take various forms, from verifying the number of days' absence with the previous employer to requiring the employee to undergo a thorough medical examination. The type of check which is undertaken should depend upon the requirements of the job. The typical HealthScreen™ Pre-Employment Medical Assessment Package under includes the following
- Understanding of job profile towards estimation of any special health requirements
- A evaluation package of diagnostic & other health tests custom-designed keeping the special health requirements in mind at a much reduced cost as compared to any local diagnostic center
- Identity check & anti-fraud check
- Medical opinion from our experienced team of medico-legal doctors assessing the risk of diseases in view of the special health requirements
- E-copy of the medical report & online web-based access to the records
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Underrite-Health Risk Assesment Services
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sehatINDIA UnderRite™ is a reliable risk assessment & rating service for Health insurance industry. UnderRite™ reviews the medical status and specified medical conditions and provides individual underwriting decisions.
sehatINDIA’s UnderRite™ Risk Assessment Services fulfills the need of the Insurance companies by recognizing medical conditions, understanding their underwriting relevance, and applying a consistent approach in line with client requirements.
The key to successful implementation of the risk assessment process is to understand policy benefits and client requirements in detail – exclusions, acceptability criteria, data collection. sehatINDIA UnderRite™ has dealt with more than 1500 different medical conditions and several thousand synonyms for these conditions and has developed protocols for the client assessment
Underwriting
The sehatINDIA UnderRite™ process assesses medical risk and allows an insurer to
- Accept good risk
- Apply financial limits to cover
- Exclude certain benefits or groups of benefits from cover
- Consider additional premium options
without imposing any "standardized" approach – the insurer sets the parameters within which he wants to operate.
sehatINDIA UnderRite™ Advantages at a glance
- Assists underwriters in health risk assessments
- Ensures consistency in underwriting approaches, procedures and decisions.
- Draws on extensive know-how in health insurance underwriting and supports the training of primary insurance underwriters.
- Speeds up the underwriting process
- Provides Flexibility to accommodate cases
- Facilitates Quick and easy decision-making
- Increases efficiency in underwriting
- Managing applicant data
- Checks plausibility
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Heathscreen-Insurance
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sehatINDIA's HealthScreen ® for the Insurance industry is a specially designed Pre-Insurance Health Check-up solution that allows Insurance companies to diagnose & identify health risks amongst the policy applicants thereby providing a very good understanding of the clients risk profile. HealthScreen is used by leading Indian Public & Private Insurance Companies.
The HealthScreen™ Pre-Insurance Health Check-up consists of combinations of any of the following sub-services
- Scheduling an appointment with Client
- Medical Examination
- Custom-designed pathological & other diagnostic tests
- Sample Collection (Blood & urine collection)
- ECG / X-Ray / PFT / others
- Questionnaires
- APS – Attending Physician Statement
- Identity check & anti-fraud check
- Digital Document Management (online access to medical reports)
- Medical opinion experienced medico-legal doctors
Benefits of HealthScreen™ to the Insurance Companies
Our Pre-Insurance Health Check-up package is extremely helpful for Insurance companies. World-wide research has shown that diagnostic / evaluation test are the single biggest reason for delays & drop- outs in the process of policy closure. This is exactly where sehatINDIA's convenience & efficiency comes into picture. By taking the “pain points” out of the evaluation / diagnostic services by providing the same at your customer's door-step & convenient time, we ensure that your client does not delay or drop out of the policy application process. Most of the insurance companies who have started using our services have experienced one or more of the following benefits
- Reduced drop-outs & deferment
- Better productivity
- Convenience - an edge over competitors
- Zero embarrassment over sanitary issues commonly faced in multiple sub-standard diagnostic centers
- Standardized high-quality lab tests & diagnosis
- Economies of scale & similar costs
- Weekend & After-hours service
- Digital records + Online access
- Higher Revenues
- Satisfied Customers
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Heathscreen-Insurance Advisors
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HealthScreen™ is extremely helpful for Insurance Advisors. It helps you achieve your targets by providing convenient and quick healthcare packages to your prospective clients.
Here’s how!!
Often, the medical examination becomes the only thing that delays closing of a client sale. Clients can further delay the examination due to their busy schedules and / or confusion & cumbersome nature of APS, diagnostics tests. World-wide research has shown that diagnostic / evaluation test are the single biggest reason for delays & drop- outs in the process of policy closure.
This is exactly where sehatINDIA's convenience & efficiency comes into picture. By taking the “pain points” out of the evaluation / diagnostic services by providing the services at your customer's door-step & convenient time, we ensure that your client does not delay or drop out of the policy application process. We assist in making sure your client’s medicals are completed as soon as possible. Our examinations are for both individual life, as well as group insurance clients. We take care of everything!
HealthScreen™ offers a 1-stop solution, including health-check-ups, diagnostics tests, ECG’s, X-Rays, etc for your clients, at a time and place of their convenience. Our mobile team travels to the clients’ preferred location - home or office, to carry out the complete examination. Our services are provided every day of the year – even Sundays and Holidays!
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Heathscreen-Pre-Marital
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sehatINDIA's HealthScreen® for Pre-Marital Purposes is a specially designed Pre-Marital Medical Assessment Package that allows two prospective partners to plan their life with zero risk and 100% happiness! By completely evaluating your prospective spouse’s medical and physical condition prior to a marital decision you will be able to reduce risks related to:
- AIDS & STD’s
- Physical Problems
- Mental Problems
- Reproductive-related problems and many more
You can avail our HealthScreen ® Pre-Marital Evaluation Package client conveniently at multiple locations.
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