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Universal Multi State Credit Co- Operative Society Limited

Kolkata, West Bengal
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The Universal Multi State Credit Co-Operative Society Limited (UMSCCSL or Society) is a Multi State Credit Co-operative Society, registered under Section 7 of Multi State Cooperative Societies Act, 2002 (39 of 2002) ,Ministry of Agriculture, Department of Agriculture & Cooperation, Govt. of India vide Registration Number of the Society is "MSCS/CR/745/2013".
The UMSCCSL abides by the Multi State Credit Co-operative Societies Act, 2002 and all broad outlines as under:
1. Engaged in the activities of raising and maintaining Recurring Deposits, Fixed Deposits and providing Loans under various schemes among its members but not amounting to Banking as defined in the terms of The Banking Regulation Act, 1949.
2. The primary objective is uplifting of the social and financial status of its members in rural semi the detailed in Clause-5 of the Buy-Laws of the Society Society is not a personal institution owned by any individual but is a fully democratic organization members of the Society in the Annual General Meeting and the Board of Directors take decisions unanimously with total transparency. More so, the Department of Agriculture & Co-operation, Government of India reviews the functioning of the Society at periodic intervals.

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