A financial bond is a documented debt security instrument which is issued by governments and corporate institutions against which a debt is offered to the holder along with a fixed rate of interest which is mentioned in the debt. A bond holder is supposed to pay back the money borrowed with the interest at fixed intervals.

Bondholders are segregated from equity stockholders by the fact that bondholders are the creditors of the company or the institution issuing the bonds whereas stockholders are the owners of the company. The issuer of the bond(borrowers) are legally bound to redeem(repay) the bonds to the bondholders( lenders ) unlike the equity shareholders(owners) who cannot claim their debts back as equity stocks are non-redeemable documents that can accrue indefinitely.

Our Insurance Services and Solutions financially strengthen the policy holder in their misfortune. Individual risks being pooled and shared, this becomes one of the most effective ways to avoid financial hassles in life. A fixed amount, known as premium, as per the nature of policy is paid to the insured person in any kind of accident or misfortune. The premium paid depends upon factors like risk level of policy holder and likelihood of any risk.

Who is an NRI?

Any person with an Indian passport who has left India for an indefinite period for the following purposes:

• Employment
• Business
• Any other purpose
• Person of Indian Origin

It is eligible for Indians who hold a foreign passport living abroad till the fourth generation. The PIO Card holder would be exempt from registration if his stay in India does not exceed 180 days.

Overseas Citizen of India

A foreign national, who was eligible to become citizen of India on 26.01.1950 or was a citizen of India on or at anytime after 26.01.1950 or belonged to a territory that became part of India after 15.08.1947 and his/her children and grand children, provided his/her country of citizenship allows dual citizenship in some form or other under the local laws, is eligible for registration as Overseas Citizen of India (OCI). Minor children of such person are also eligible for OCI. However, if the applicant had ever been a citizen of Pakistan or Bangladesh, he/she will not be eligible for OCI.

Mutual Funds are financial instruments which are a form of collective investments to gather money from different investors to invest in stocks, short-term money market financial instruments, bonds and other securities and distribute the proceeds as dividends. The Mutual Funds in India are handled by Fund Managers or portfolio managers and are regulated by the Securities Exchange Board of India (SEBI). The unit value of the Mutual Funds in India is known as net asset value per share (NAV). The NAV is calculated on the total amount of the Mutual Funds in India, by dividing it with the number of units issued and outstanding units on daily basis.

We provide our clients effective Fixed Deposit Solutions. Further, we advise and assist them in investing in FDs and choosing the most productive saving schemes to earn assured profits. These solutions are ideal for low risk investments and provide the most value added benefits to the user.

We provide advisory and assistance services for Tax Planning to our clients. These services include Tax solutions by investing in government securities and bonds. Since investments in government securities are exempt from taxation, these solutions enhance savings of the user. This is not only profitable for the investors but also for the nation at large, as these investments in prioritized sectors help bring down the inflation rate, which in turn, is beneficial for the all citizens. The Central and State governments mobilize these funds from investments and utilize it for the welfare of the nation. Supreme Court observed in a case that "Tax planning may be legitimate provided it is within the framework of Law".

We provide our clients with highly specialized and professional services to advise them in implementation of effective financial planning of investments and wealth. Our team of analysts extensively study and analyze the financial condition of the organization and formulate the most viable option for effective profitability and wealth enhancement with respect to the financial goals and objectives of the organization. Not only does it create wealth for the client, but also ensure financial stability and security. Financial planning requires continuous assessment and adequate planning of investments, taxation and other securities according to fluctuations in the market.

Among our array of services, we provide Real Estate Solutions for all kind of selling, purchasing and renting of residential and corporate apartments and properties. We assist our clients in acquiring, selling and renting of flats and apartments in one of the most prominent areas with efficient transport facilities and basic and luxurious amenities associated with it. With our vast collection of real estate properties, clients have a variety of options to choose from.