Avinash Kumbhaj & Associates Advocates

Banking securities and financial service have been the core practice area of our firm.Since the firm has established, our firm has successfully represented and advised various banks, financial institutions, insurance companies and other financers.

We advice banks, other financers and borrowers on a broad range of secured and unsecured credit facilities, we also provide assistance in development of standard loan documentation. We undertake banking litigation pertaining to banking frauds recovery, cheque bounce, loans letters of credits financing, mortgages and financial restructuring.

An indicative list of client represented in the banking and structured finance area is as follows:-

1. Kotak Mahindra Bank Ltd.
2. Tata Motor Finance Ltd.
3. Tata Capital Ltd.
4. Cholamandalam Investment and Finance Company Limited
5. Axis Bank Ltd.
6. Fullerton India Credit Ltd.
7. Money Line Credit india Ltd.
8. India Infoline Ltd.
9. Barclys Investment & Loans (India) Ltd.
10. Mahindra & Mahindra Financial Services Ltd.
11. Reliance Capital Ltd.
12. HDFC Bank Ltd.
13. Tata Capital Financial Service Ltd.
14. Future Capital Holding Ltd.test
15. Phoenix ARC Pvt. Limited test

The arbitration and conciliation Act-1996 since the arbitration is based upon the principle of party autonomy and offers flexibility to both parties there is an increasing trend towards resolving dispute by means of arbitration.

Our Law Firm assists its clients with resolution of disputes in all areas of general and special practices, including commerce, finance and industry. Law Firm's highly trained & experienced attorney endeavor to prevent. Disputes by ensuring proper documentation and by tactfully handling the case/ dispute etc. However, in cases where disputes cannot be prevented, Law Firm takes utmost care in preparation of its clients' case and ensures that the client gets the best advice and support in resolving their disputes. Law Firm strives to achieve the best commercial results for its clients. The law firm's attorney are highly experience and has dealt with hundreds arbitration & conciliation in India.The law firm's attorney endeavor to achieve the objective at minimum cost and without damaging the image of its client. Law firm's attorney is being appointed frequently to act as independent arbitrator by India's court.

The areas of expertise are:

• Negotiation
• Conciliation
• Preparing and presenting the case before arbitrator
• Domestic and International Arbitration
• Enforcement of Awards

Our lawyers have rich experience in real estate litigation. We advice and litigable for real estate companies, investors, developers, contractors, builders, consultants, flat purchaser and banks. Advice is also given on all aspects of strategic planning disputes in real estates. our real estate practice is mainly divided into following heads:-

1. Issuing public notices.
2. Drafting and elegistialion of sale/lease deal.
3. Property finance.
4. Tax advice on capital gain.
5. Advice on building real estate property ownership.
6. Building and development contracts.
7. Lease and Sale Documentation
8. Title Investigation

Real Estate Market in India

The real estate sector in India is witnessing a wide spectrum of changes, that slowly but surely is expected to make India, a preferred destination for real estate activity. Investing in real estate has always attracted investors all over, private or institutional. The policy of allowing foreign direct investment (“FDI”) in real estate sector (the investment would be in integrated townships which would include housing, commercial premises, hotels and resorts, while the urban infrastructure would comprise roads and bridges, mass rapid transit, systems and manufacture of building materials) has helped improve the image of investing in the real estate sector in India.

All matters covered under the consumer protection Act and the monopolies Restrictive trade practices Act including litigation in consumer forums, state and national commission, MRTP Commission in matter such as deficiency in services, product defeats, miscoding advertisements etc are handled by the firm.

The firm advises and provides services in all the fields for the protection of rights of the consumers and product liabilities to consumers, as well as to the manufacturers and suppliers of product and service .the firm has handled a no of cases in various national/state/district consumer revisal forum also the firm actively promotes consumer awareness by way of providing legal consultation.

Our Firm provides the service to our clients in all type of banking, finance and capital marketing transaction. General corporate and commercial advice is also provided across the range of such issues our lawyers have aviation industry experience.

Currently our firm provides the services over following nationals

1. Credit agreement
2. Loan agreement
3. Deal of Mortgage
4. India credit Agreement
5. Concession Agreement

Our firm provides services on the application of various law in this fast avowing field these services include advising on various statutory requirements and on constantly evolving judicial pronouncement in the field.

Our Team regularly counsels clients in every substantive area of environment law including air, water, sound, waste, hazardous chemical, infectious waste, underground storage tank and pollution insurance.

Our firm also provides the services in the following matters:-

1. Environmental Audit
2. Environmental litigation
3. Environmental issues related the construction
4. Counseling on issues related to the environment

Employment and industrial Relations Labour and service law is a broad area of the law that covers the relationship between groups of employees, organized into union, and employees, that is management.

Our firm’s labour and service law experts counsel clients in every area of Labour and employment law.

Various areas covered under our practice include:-

1. Iro-active Litigation Prevention
2. Employment Discrimination and wrongful discharge
3. Labour Relation
4. Wage & hour law
5. Audit Services
6. Company training and policy Development

Our Firm is also involved in providing more traditional legal services. Our Law firm’s Litigation practice range form proceeding before state and government agencies, to trial at all levels of state and high Courts. We have been actively advising and helping our clients against all type of employment discrimination and wrongful discharge claims and of other fort matters.

Our firm has represented a wide variety of institutional company and enlreprenewial clients, including public and Private Corporation and investment group in strategic and financial acquisition, divestitures and investment. Law firm’s clients and experience every major industry from aviation, banking, biotechnology defenses and energy to information technology mare time science, telecommunication and utilities.

Our firm is a leading advisory to public and private companies on mergers and acquisitions. Our firm’s results oriented attorney seeks innovating solutions make transaction faster, smother and less costly.

Our firm has extensive experience in structuring and negotiating the relatively complicated documentation involved in meegers and acquisitions. We have vast experience in formation of companies private as well as public and we have formulated and all after various documents like the articles of association memorandum of association, Technology transfer agreement, Shareholders agreement, Joint venture agreements etc.