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Raacts Technologies

Tiruchirappalli, Tamil Nadu
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System Integration Services

Pioneers in the industry, we offer Financial Inclusion Solution, Micro Finance Solutions, Building Management System Solutions, Industrial Drives Control Solutions, Surveillance System and Fleet Management System from India.

Financial Inclusion is the delivery of banking services at affordable costs to underprivileged and low income groups. Unrestrained access to public goods and services is essential for an open and efficient society. Availability of banking and payment services to the entire population without discrimination is the prime objective of public policy. Financial Inclusion is now a common objective for many central banks among the developing nations.
We are successful players in various micro-finance and financial inclusion projects. RAACTS provides an end to end platform for Microfinance/Micro Insurance and FInancial Inclusiion projects. Microfinance is the supply of loans, savings, and other basic financial services to the poor. These services are provided mainly to the people below the poverty line (BPL) and many other categories.

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Micro Finance Solutions

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Raacts provides complete solutions for micro finance institutions. The below figure shows the architecture of the Solution. The front-end delivery of services can be carried out through biometric handheld wireless terminals. Transaction can be done in online using GPRS. The solution also provides remote management facility for the Hand held devices deployed in the field. These terminals deliver typical lending products to end customers who are typically given smart cards for management of their identity and accounts. Customer verification is done through fingerprints and once validated the customer can access the account and carry out transactions. Raacts provides a switch server for processing of transactions and Rmah host software for customer accounts management. The system may also connect into the bank host for account management. Customer identity verification can be done locally through the customer smart-card or remotely through raacts authentication server. The solutions can be used in an end-to-end manner or as individual elements with existing banking systems for delivery of the services.

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