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Buiseness Loan Service

An entrepreneur requires a continuous flow of funds not only for setting up of his/ her business, but also for successful operation as well as regular upgradation/ modernisation of the industrial unit. All measures are specifically focussed towards the promotion and development of small and medium enterprises

Unsecured Buiseness Loan Service
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Unsecured Business loan: Majority of Small Medium Enterprises are required the unsecured Business loans and Working capital loans for shorted period to manage their immediate finance crunches. Unsecured loans are available within seven working days without any guarantor* with minimum Documentations and Good repayment facility available. Consider segments are like Manufacturing, Trading, Service, distributors and Retail. Minimum criteria to qualify unsecured loan are mentioned, Minimum Turn Over: 60 lacks and above Tenure: 3 years Loan Amount ranging from 5 lacks to 100 lacks Subject to Income eligibility*.

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Secured Buiseness Loan Service
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Majority of the business loans are financed against security of a property. In case you do not own any property you can still get a loan on the security of any other financial movable asset like bank fixed deposit, National Saving Certificates, Shares of approved listed companies, units of mutual funds scheme and insurance policies with good surrender value. However majority of the business loans are financed against security of an immovable property. Amongst immovable properties the lenders are more comfortable in lending against residential or commercial properties. The lenders are normally reluctant in lending against any plot of land due to issues like encroachment of such plots.

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