Gadhvi Associates Law Firm

Debt collection process has become nightmare for many businesses. We ensure quick recovery of your money owed and we make sure it is not resting in some one else's bank. Even though your bad debts are insured or not, our network of debt collectors who can take care of your debt collection.
Our range of debt collection services and debt recovery can solve your bad debt problems which will help you increase your profits. Our debt recovery services uses our expertise and state-of-the-art debt collection methodologies. We as a debt collection agency analyze the situation and we recommend most situable strategy for debt recovery and debt collections. We act on your behalf in the manner you wish, either using a discreet approach, because you do not want to jeopardize a long standing business relationship by a single debt, or a more aggressive program. Whichever way you want to handle debt collection, we are there for you.
We offer Debt Recovery solutions which are result oriented. We are an experienced business debt recovery agency that offers services to small business and big companies in all of the United States. We regulate our business by certain recovery laws, which are concerned and mandatory according to rules, and regulations of the companies act of USA. We work like a team for our debt recovery clients.
Debt Recovery Benefits:

• Best operation services
• Right aptitude
• Focus on domains
• System approach
• Experienced professionals in debt recovery and collections
• 24 hours assistance
• Follows the right suit
• Knowledge of law FDCPA
• Right time approach strategy

Types of debtors:

• One who is in naive financial condition
• One who wanted to overcome from debt but due to ignorance they can't succeed.
• One who wants to overcome but no one assists him or her.
• One who wants but the situation has been changed.
• One who wants but the debt procedure is unknown to him as financial conditions changed from past to present
• Last, one is who does not want to pay

Comprised of seasoned professionals and associates from specialized law and accounting firms and private investigation, Gadhvi.in has the ability to apply a variety of resources, anytime and anywhere, to many kinds of situations.
Financial Asset Recovery
Financial asset recovery refers to the locating and repatriation of money or other valuables that have been stolen, misappropriated, or wrongfully withheld from a victim. Recovery has several aspects, including but not limited to understanding every part of and party involved with the underlying transaction in which the assets were used, and whether or not that transaction was fraudulent. Tracking money through the banking system is generally involved, but an investigation into companies and entities associated with those who may be holding the assets is also a key to success. Financial asset recovery is a process that starts at the beginning of a transaction, not at the end. It starts with due diligence before a deal is even negotiated, continues with solid documentation, obtaining legitimate security for invested funds, proper corporate or transactional structure, and clear legal remedies in the event of a default. Financial asset recovery is an art, not a science. It requires skill, experience, timing, intuition, psychology, tenacity, resources, an understanding of applicable laws and luck. Financial asset recovery can become relevant to a transaction at any point the aggrieved party wants their money back, has the contractual, legal or moral right to it, and is hindered or denied from getting it. In some instances, it is prudent, or even necessary, to obtain a legal judgment, but the process can always begin long before that. In all recoveries, knowledge is power and it pays to be armed with knowledge of all the relevant facts, supported by as much documentation as possible, before one acts. It also pays to have experienced professionals involved in any recovery effort, yet victims often resist or deny this reality.
We need to build our track record in detecting in case of fraudulent behaviour most of these can be caught if we make visit to hospitals Fraudulent Behaviour: This can be classified in 4 categories .

• Bogus Claim/Impression
• Manipulation of medical History (to make claim payable)
• Over Billing
• Over Treatment

Fraudulent Behaviour Indicators

• All 1st year policy claims (I nd Policies)
• Multiple Claims in given year or across policy period (Ind Policies)
• Single Person Policy ( Ind Policy)
• Claim Amt & Sum Insured Proximity
• Too Many Claims of an agent code with a particular hospital
• Too many small Value claims from a Hospital
• Claim with-in 1-3 Months of waiting period
• Cashless Admissions on Sat for Planned Treatment
• Suspected Claims Operating System
• These Claims needs to be identified at branch level during inward
• For RAL's Claims software can be checked on daily basis.
• These claims needs to be investigated by the branch exe with-in next 7 calender days
• The claim files needs to be dispatched to HO as per routine process
• Each branch exe including Branch Mgr needs to visit 1 hospital every day
• The investigation report (xerox copy) needs to be couriered to claims mgrs every day

The Ops report needs to be sent on every sat

• I Need A Daily Report on The Same By Branch Mgr Every Day
• Claims Analysis to Be Done by Branch Mgrs
• Agent Wise Hospitals Wise Claims Analysis
• Hospital Wise-Agent Wise Claims Analysis
• Hospital Wise Diagnosis Wise Claims Analysis

An Insurance Claim Investigation can be undertaken by Private Investigators from our specialist personnel to investigate and provide important evidence on false insurance claims. Insurance claim fraud is an ever increasing problem being faced by insurance companies, with an estimated 10 percent of Indian who have submitted a fraudulent insurance claim at one time. False insurance claims are collectively costing companies more.
Fraudulent and otherwise dishonest claims are an ever increasing problem for insurance companies. Although it is often quite clear that a fraudulent insurance claim has been presented, many are difficult to assess, and further evidence is generally needed before the insurance company is able to refuse a payout.
To prove that a fraudulent claim has been submitted, some hard evidence of lies, or deception must be available. It is not sufficient to reject a claim just because it appears to be suspicious, or conversely it is costly and inappropriate to pay for a claim that is dishonest or fraudulent. Hard evidence will be given and Private Investigators involved in the investigation will also be available as witnesses if required.
Why use us?
By undertaking a discreet but thorough insurance claim investigation, often involving a mixture of intelligence and surveillance work, evidence of the claimants true situation can be uncovered. Should the application be fraudulent or dishonest, then with sufficient evidence of the facts including a witness statement by our Private Investigators a false payout can be prevented and the application addressed in the appropriate manner.
Specialist Insurance Claims Investigators
Gadhvi law intelligence have private detectives drawn from police and intelligence backgrounds. With our trained personnel we are able to offer a targeted and discreet approach by completing an in-depth insurance claim investigation, whilst maintaining correct procedures so important to uncover and present evidence that may be required for legal purposes.
Suspected Insurance Claims that We Investigate
We are able to provide solutions to many suspected insurance claims including but not limited to:

• Car accident and vehicle repair claims
• Car accident personal injury claims
• General personal injury claims
• Health and medical claims
• Disability and restricted ability claims

Insurance Claim Investigation Evidence
First and foremost our Private Investigations are targeted exactly at confirming the relevant status regarding the actual claim itself, and including the claimants statement. By taking this direct approach, we can tailor the results of the investigation exactly to your requirements without wasting valuable time and funds on unnecessary work. This approach will also ensure that all the relevant areas have been addressed and that the results of the investigation will be fair and accurate.
If you have a requirement to carry out a discreet investigation on a suspected fraudulent claim, then firstly one of our dedicated agents will discuss the case with you, take all necessary details and instructions, present and explain any possible options and finally carry out the investigation before supplying you with the evidence to validate or disprove the claim.

Non-resident Indian (NRI)
An Indian citizen who stays abroad for employment/carrying on business, to pursue a vocation outside India or under circumstances indicating an intention for an uncertain duration of stay abroad is a non-resident. (persons posted in U. N. organisations and officials deputed abroad by central/state governments and public sector undertakings on temporary assignments are also treated as non-residents). Non-resident foreign citizens of Indian origin are treated on par with non-resident Indian citizens (NRIs) for the purpose of certain facilities.
Overseas corporate bodies (OCB)
Overseas corporate bodies (OCB) are bodies predominantly owned by individuals of Indian nationality or origin resident outside India and include overseas companies, partnership firms, societies and other corporate bodies which are owned, directly or indirectly, to the extent of at least 60% by individuals of Indian nationality or origin resident outside India, as also overseas trusts in which at least 60% of the beneficial interest is irrevocably held by such persons. Such ownership interest should be actually held by them and not in the capacity as nominees. The various facilities granted to NRIs are also available with certain exceptions to OCBs so long as the ownership/beneficial interest held in them by NRIs continues to be at least 60%.
Person of Indian origin (PIO)
For the purposes of availing of the facilities of opening and maintenance of bank accounts and investments in shares/securities in India, person of Indian origin means a citizen of any country other than pakistan or bangladesh if,
He at any time, held an Indian passport.
He or either of his parents or any of his grand parents was a citizen of India by virtue of the constitution of India or citizenship act, 1955 (57 of 1995).
The person is a spouse of an Indian citizen.
For investments in immovable properties, person of Indian origin means an individual (not being a citizen of pakistan or bangladesh or afghanistan or bhutan or sri lanka or nepal or china or iran).

What is a birth certificate and why is it essential?
A birth certificate is the most important identity document that makes it possible for anyone in possession of it to benefit from a gamut of services offered by the Indian government to its citizens.
It becomes necessary to obtain a birth certificate because it serves to establish the date and fact of one's birth for a whole range of purposes, like acquiring the right to vote, admission to schools and to the government service, claiming the right to marry at the legally permissible age, settlement of inheritance and property rights, and obtaining government-issued identity documents like a driving licence or passport.
The legal framework in India, it is mandatory under the law (as per the registration of births & deaths act, 1969) to register every birth/stillbirth with the concerned state/ut government within 21 days of its occurrence.
The government accordingly has provided for a well-defined system for registration of birth, with the registrar general at the centre and the chief registrars in the states, running through district registrars to the village and town registrars at the periphery.
What is a marriage certificate and why is it needed?
A marriage certificate is the proof of registration of a marriage. The need for a marriage certificate arises in case you need to prove that you are legally married to someone, for purposes like obtaining a passport, changing your maiden name, etc.
Legal framework in India, a marriage can be registered under either of the two marriage acts: the hindu marriage act, 1955 or the special marriage act, 1954. To be eligible for marriage, the minimum age limit is 21 for males and 18 for females.
The parties to a hindu marriage should be unmarried or divorced, or if previously married, the spouse by that marriage should not be alive. In addition, the parties should be physically and mentally healthy and must not be related in a way prohibited by the law.
The hindu marriage act is applicable only to the hindus, whereas the special marriage act is applicable to all citizens of India.
The hindu marriage act provides for registration of an already solemnised marriage. It does not provide for solemnisation of a marriage by the registrar. The special marriage act provides for solemnisation of a marriage as well as registration by a marriage officer.
What you need to do to obtain a marriage certificate?
Under the Hindu marriage act:
parties to the marriage have to apply to the registrar in whose jurisdiction the marriage is solemnised or to the registrar in whose jurisdiction either party to the marriage has been residing at least for six months immediately preceding the date of marriage.
Both the parties have to appear before the registrar along with their parents or guardians or other witnesses within one month from the date of marriage. There is a provision for condonation of delay up to 5 years, by the registrar, and thereafter by the district registrar concerned.
Under the special marriage act:
the parties to the intended marriage have to give a notice to the marriage officer in whose jurisdiction at least one of the parties has resided for not less than 30 days prior to the date of notice.
It should be affixed at some conspicuous place in his office. If either of the parties is residing in the area of another marriage officer, a copy of the notice should be sent to him for similar publication.
The marriage may be solemnised after the expiry of one month from the date of publication of the notice, if no objections are received. If any objections are received, the marriage officer has to enquire into them and take a decision either to solemnise the marriage or to refuse it. Registration will be done after solemnisation of the marriage.

Residential and Commercial Real Estate Transactions and Litigation
Real estate law is a field that may involve sale or purchase agreements, landlord-tenant disputes, refinancing a residential or commercial property, rental contract agreements, zoning and more.
Dealing with a residential or commercial real estate transaction can be complex because of the significant value of the transaction as well as the numerous legal issues that must be addressed. As an individual, selling or purchasing a home is likely one of the most significant financial transactions that you will complete in your lifetime. Real estate litigation can be even more difficult to deal with.
A skilled real estate lawyer can make a difference for a property owner, tenant, seller or buyer, offering knowledgeable counsel that will ensure full compliance with legal matters and the full protection of one's rights and financial interests. In taking preventative measures and providing legal counsel in the event of a dispute or similar problem, an attorney can make a difference in the swift and favorable outcome of a transaction or lawsuit.
Estate Planning, Probate and Estate Administration
Are you interested in determining how to best protect your assets and provide for your loved ones once you pass on? Regardless of one's age, health and financial standing, estate planning is an important matter to consider. This is particularly relevant if you are married or have children or other close relatives that you would like to ensure are cared for in the event of your passing. An attorney can offer valuable guidance to aid you in making informed and legally sound decisions related to your estate plan. This may include drafting a will, establishing a trust or trusts and working out a plan to address estate taxes.
Has a loved one recently passed away? If you are now left dealing with probate proceedings, whether as an executor, administration, heir or beneficiary, you may benefit from involving an attorney who can provide you with knowledgeable guidance. Legal representation may be necessary, particularly if a dispute arises regarding a loved one's estate, such as a claim challenging the validity of the will. These and all other probate related issues can be addressed in such a way as to seek a swift and positive result.

Grant of licences
An application for the grant of a licence shall be made to the licensing authority and shall be in such form, contain such particulars and be accompanied by such fee, if any, as may be prescribed.
On receipt of an application, the licensing authority, after making such inquiry, if any, as it may consider necessary, shall, subject by order in writing either grant the licence or refuse to grant the same.
The licensing authority shall grant---
1. a licence under section 3 where the licence is required---

• by a citizen of India in respect of a smooth bore gun having a barrel of not less than twenty inches in length to be used for protection or sport or in respect of a muzzle loading gun to be used for bona fide crop protection:
• Provided that where having regard to the circumstances of any case, the licensing authority is satisfied that a muzzle loading gun will not be sufficient for crop protection, the licensing authority may grant a licence in respect of any other smooth bore gun as aforesaid for such protection, or in respect of a point 22 bore rifle or an air rifle to be used for target practice by a member of a rifle club or rifle association licensed or recognised by the Central Government;

2. a licence under section 3 in any other case or a licence under section 4, section 5, section 6, section 10 or section 12, if the licensing authority is satisfied that the person by whom the licence is required has a good reason for obtaining the same.
Refusal of licences
1. Notwithstanding anything in section 13, the licensing authority shall refuse to grant-
a. a licence under section 3, section 4 or section 5 where such licence is required in respect of any prohibited arms or prohibited ammunition;
b. a licence in any other case-
i. where such licence is required by a person whom the licensing authority has reason to believe-

1. to be prohibited by this Act or by any other low for the time being in force from acquiring, having in his possession or carrying any arms or ammunition, or
2. to be of unsound mind, or
3. to be for any reason unfit for a licence under this Act; or

ii. where the licensing authority deems it necessary for the security of the public peace or for public safety to refuse to grant such licence.
2. The licensing authority shall not refuse to grant any licence to any person merely on the ground that such person does not own or possess sufficient property.
3. Where the licensing authority refuses to grant a licence to any person it shall record in writing the reasons for such refusal and furnish to that person on demand a brief statement of the same unless in any case the licensing authority is of the opinion that it will not be in the public interest to furnish such statement.

• Legal Services in Jamnagar city, Advocates in Jamnagar, Claim Investigation and Fraud detectition in Gujarat.
• We provide Legal Services like Agency Law, Alternative Dispute Resolution, Claims-Civil Law, Corporate Litigation etc.
• For more information please visit our Area of Expertise section for further details.