Green Channel Consultants & Promoters

Choose between 10 / 15 / 20 years Premium Payment Term options as per your convenience

Lump Sum Payout at Age 100
Maturity Benefit of 100% of Guaranteed Maturity Sum Assured along with Accrued Paid - Up Additions (if any) and Terminal Bonus (if any) at age 100 which acts as a legacy for your family

Flexible Bonus Options
Flexibility to choose your Bonus Options as per your need:

• Paid In Cash: Bonus declared will be paid to you in cash
• Premium Offset: Bonus declared will be used to offset the future premiums
• Paid - Up Additions: Bonus will be used to purchase additional Sum Assured which increases the benefits under the policy

Flexibility to Withdraw Money to Meet Any of Your Life’s Milestones
You have the flexibility to withdraw the accumulated bonuses (cash value of the Paid - Up Additions) in case of any need

• Complete financial security through immediate payout/s & future Moneybacks - 
  
  Death Benefit
  Choice of Lump sum payable immediately or monthly income for 135 months (starting from the month following the death of Life Insured) to nominee.
  
  Policy Continuance Benefit 
  Waiver of all future premiums ensuring that your dream for your child’s future education is taken care of, even in your absence. Moneybacks and Maturity Benefits are paid to your beneficiary as and when due.
• Living Benefit to ensure your child’s dreams turn to reality -
  
  Guaranteed Moneybacks during your child’s graduation years
  4 guaranteed Moneybacks payable annually in the last 4 policy years for your child’s college education expenses. Each Moneyback is equivalent to 25% of the Sum Assured.
  
  Lump sum Maturity Benefit to support your child’s future endeavors
  The Accrued Paid Up Additions (if any) and Terminal Bonus (if any) are payable at the end of Policy Term to provide for a seed capital or to ensure financial planning for higher studies.


• Flexibility to customize the plan as per your needs -
  
  At the time of Purchase
  Choose any Policy Term from 13 years to 21 years basis your child’s graduation needs.
  You also have an option of 2 Premium Payment Terms to choose from: 
  • 8 years fixed Premium Payment Term
  • Policy Term less three (3) years
  
  
  At the time of Moneyback
  You don’t know today what career your child will pursue in the future. This unique feature gives you the flexibility to defer or discount your Moneybacks and take them during the last three (3) policy years as per your needs thus ensuring that you are not constrained by the choice that you have made years ago. Hence, customize the timing of your Moneybacks according to your child’s graduation needs at the time of receiving the 1st Moneyback.


• Enhanced protection through Riders - 
  Option to choose from 3 Riders to increase your protection cover against death, disease or dismemberment.


• Tax Benefit - 
  Tax benefits apply to the premiums paid and benefits received by you as per the prevailing tax laws.

With Religare as your insurer, its truly Ab health Hamesha!

• Wide range of Sum Insured- up to Rs. 6 cr with life-long renewability
• Get Automatic recharge of sum insured if claim amount exhausts your coverage, at no extra cost
• Upto 150% increase in sum insured with No Claim Bonus- Super
• Annual health check-up for insured members- regardless of claims history
• No pre-policy medical check-up for sum insured less than Rs. 25 lacs, till 50 years of age .
• Cashless & Hassle-free direct claim settlement with us at 5420+ Hospitals

They say traveling makes you a storyteller. We ensure your employees only have happy stories to share. Give them the comfort of Group Explore our Travel Insurance on their next work-trip both International or Domestic.

• Flexibility to select from a Single-Trip Policy or an Annual Multi –Trip Policy.
• Wide range of product construct options available.
• Coverage for Adventure Sports Injury.
• Coverage for both IPD & OPD coverage.
• Dedicated Travel Manager/Admin for efficient service delivery.
• Coverage for Diagnostic tests such as Radiotherapy, Chemotherapy, Cancer Screening & Mammography.
• Non-medical benefits covered such as – Loss of Passport & Check-in Baggage and delayed trip.