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House of Investment is a division of saaj capital services pvt Ltd. Wealth creation and preservation is our primary focus.  Without proper planning and periodic monitoring, wealth can be eroded by inflation, taxes, and the negative economic impacts of social, political, and natural events. Our Goals:              Help improve your standard of living                  Help maximize your wealth              Help you prepare for retirement              Help you prepare for child  education & marriage              Help preserve your estate    Financial products serve as a medium to help you realize your objectives.  An investment vehicle should be selected only after you have conducted an investigation of your goals and an analysis of how you can best achieve them.   Understanding how to position yourself in the marketplace requires that you understand the impact of volatility, price fluctuation, and personal risk tolerance on your financial objectives and investment portfolio.  The selection of a product should be the last part of your planning process - not the first+ Read More

Nature of Business

Service Provider

Mutual Funds

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The mutual funds are becoming the most popular investment vehicle offering various kind of schemes with different investment objectives. We believe that investments through mutual funds is one of the most safest, easiest and onvenient way of successful investment making. The investments are in congruence to the laid down investment objectives securing the goals & objectives of the unit holders.


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Postal Schemes

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A. Monthly Income Scheme
Who can open an account
Any individual can either singly or jointly open this account. It can also be opened by minor who has attained age of ten years.

How to make deposit 
There shall be only one deposit in the account

Limit on Deposit
The minimum deposit required is Rs.6,000 and the maximum permissible deposit is Rs.3,00,000 for a single account and Rs.6,00,000 for a joint account.

Return on investment
8% p.a. payable monthly.

Tenure 
The tenure of account is 6 years 

Premature Withdrawal
The amount deposited can be withdrawn after 3 years. If the amount is withdrawn before 3 years then 5% of the amount deposited shall be deducted. 

Tax liability
The interest qualifies for deduction under section 80L up to a maximum limit of Rs.9,000. No TDS is deducted from interest. The wealth tax exemption is available. The bonus also qualifies for deduction under section 80L. 

Nominations

Nomination facility is available.


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How to Invest
Lump sum payment to be made at the time of investment. The certificates are issued in the denomination of Rs.100, Rs.500, Rs.1,000, Rs.5,000, Rs.10,000 and other denominations as may be notified by the Central Government. 

Limit on investment
Minimum investment required is Rs.100. There is no limit on maximum investment.

Period of investment
6 years. 

Return on investment 
The rate of interest is 8% p.a. compounded half-yearly, payable on maturity. Rs.100 invested becomes Rs.160.10 at maturity.

Premature encashment 
Premature encashment can be done only in following circumstances :
- On the death of holder or any of joint holder
- On forfeiture, by a pledge being a Gazetted Government Officer
- When ordered by court of law.

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Mutual Funds

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he mutual funds are becoming the most popular investment vehicle offering various kind of schemes with different investment objectives. We believe that investments through mutual funds is one of the most safest, easiest and onvenient way of successful investment making. The investments are in congruence to the laid down investment objectives securing the goals & objectives of the unit holders.

A plethora of mutual fund schemes with different features, makes the right choice for an investor difficult.

We have a dedicated task force to analyse the different schemes of mutual funds across various parameters on an ongoing basis. An arduous process with strict disciplinary levels is followed before offering any product, scheme or recommendation as we believe that we are morally bound as trustees to our clients investments.

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Postal Schemes

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A. Monthly Income Scheme
Who can open an account
Any individual can either singly or jointly open this account. It can also be opened by minor who has attained age of ten years.

View Complete Details

Yes, I am interested!

Limit on Deposit

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The minimum deposit required is Rs.6,000 and the maximum permissible deposit is Rs.3,00,000 for a single account and Rs.6,00,000 for a joint account.

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Yes, I am interested!

Premature Withdrawal

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The amount deposited can be withdrawn after 3 years. If the amount is withdrawn before 3 years then 5% of the amount deposited shall be deducted

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Yes, I am interested!

Tax Liability

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The interest qualifies for deduction under section 80L up to a maximum limit of Rs.9,000. No TDS is deducted from interest. The wealth tax exemption is available. The bonus also qualifies for deduction under section 80L.

View Complete Details

Yes, I am interested!
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