Jagdish Patel Lic Insurence And Investment Adviser

Managing wealth is not easy, especially with the ever growing needs and products. In this fast paced world, there is a need for simplicity and consolidation. The need is to stay ahead, stay informed and stay in control.

NJ Client Desk offers you a comprehensive, flexible account which consolidates all your portfolio information in a single window in a simple lucid manner. It keeps you informed of your finances and puts you in control to take smart investment decisions.

Key Features of Client Desk

• Online Access
  Now you can store all your portfolio, transaction information in multiple products through NJ Client Desk and get access anytime, anywhere....
• Meaningful Portfolio Reports
  It enables you to acceed insightful reports that you 'need' to know about your portfolio and take informed invesment decisions.
• Flexible Consolidation Facility
  It is a great feature which literally takes consolidation to the next level and allows you to consolidate multiple accounts and view your entire family portfolio on a single desk
• Automatic Updation
  Your portfolio is automatically updated* on a daily basis so that you get the latest, true picture of your portfolio.
  *Online updation facility is only the for portfolio done through NJ and/or where product prices are available in the market at such frequency

Inside NJ Client Desk

• Wide Coverage of Investment / Financial Products
  The NJ Client Desk is a truly comprehensive account that gives you a consolidated view of almost all your investment/financial products like:
  • Domestic Mutual Funds
  • Equity Shares
  • Fixed Income Products
    • PPF
    • NSS, NSC
    • RBI Relief Bonds
  • Life Insurance
  • Property
  • Bullion
• With prices / features managed by Customers
  
  • Bank Deposits
  • Physical Assets (Real Estate, Bullion and others)
  • Private Equity
  • Private Debt
  • Bonds and Debentures on Secondary Market
• Administration
  
  • Transaction entering facility for products (non- MF)
  • Flexibility to offer transaction administration to Partners
  • Query posting modules available online
• Services
  Enjoy the extra value added services on offer to you…
  
  • Billing information available online and sent over e-mail
  • Centralised Customer Care
  • Proposed services
    • Transaction confirmation for MF transactions through NJ over e-mail / SMS (proposed)
    • Valuation Reports sent over e-mail at regular intervals

Comprehensive Portfolio Reports

It enables you to get smart insights about your portfolio with access to many meaningful reports. You can also customise the reports as per your needs...

• Consolidated Portfolio Reports
  
  • Net Wealth / Asset Report
  • Financial Year wise P&L
  • Consolidated Asset Allocation
  • Financial Year Wise Performance Reports
• Product Wise Reports
  • For all Products in general
  • Transaction Reports
  • Valuation Reports
  • Maturity Reports
  • Performance Report

Presenting NJ Trading ACCOUNT

"Welcome to NJ Trading Account, an online account that offers you the facility to undertake transactions in mutual funds in a simple and convenient manner. With a wide choice of schemes and other flexibilities, Transactions are executed on Exchange (BSE/NSE) platform which allows you to hold your Mutual Fund units into a Dematerialized form."

INSIDE Trading ACCOUNT

The NJ Trading Account has the following features:

• Holding of Mutual fund units in a Dematerialized format (Demat)
• Instant SMS & email notification on your registered mobile number & email id on the confirmation of transaction
• Existing Mutual Fund units can be converted into Demat
• Simple & easy Trading & Demat Account opening procedure
• Dedicated Customer care for all queries
• Flexibility to transact online or off-line in the same folio
• Allows to make Purchase, Redemption & NJ SIP Transactions
• Online transaction reports along with status

KIAD (Knowledge, Information and Analysis Desk)

• Mutual Fund Desk
• News and views
• Benchmark information
• E-subscription to various publications

Services

• Centralised Customer Care
• Instant SMS & email notification on your registered mobile number & email id on the confirmation of transaction

Working for money has become an old concept...Now let your money work for you!!”

During your journey of life, you need to make numerous plans and take important decisions. Some of these decisions have strong financial implications and can alter the course of your life and when it comes to investing your hard earned money, you need to partner with someone you trust, one who will make your money work hard. This is where you need us...Someone on whom you can rely and entrust to plan your financial life.....

Financial markets today offer enormous growth potential. But managing your own investments can be an extremely challenging task. Anticipating market trends, assessing the impact of socio-economic changes on your investments, keeping abreast of latest corporate developments and financial analysis all adds up. With this, the importance of professional financial planning services is gaining increased importance.

At NJ, We provide a dedicated platform that furnish an extensive interface for creating, managing and monitoring financial plans based on different financial planning objectives customised for each individual.

What is Financial Planning?

“Financial planning is a scientific process to ensure that right amount of money is available at the right time to fulfill all the financial goals of the individual.”

Financial planning helps you to:

• Define Short and Long term goals
• Assess you current financial situation and commitments
• Decide where you want to be in future
• Identify realistic strategies to achieve goals
• Put your plan into Action
• Monitor progress

A true financial plan does not focus on one aspect or product, but instead seeks to take all the areas of planning into consideration when making financial decisions. It includes,

• Cash Management
• Tax Planning
• Risk Planning
• Investment Planning
• Retirement Planning
• Estate Planning

And planning all these aspects is not enough in itself, because even if they are properly planned but not thoroughly managed they will loose their importance, So proper planning and management of each of these aspects makes a complete financial planning possible.

Allowing to view your consolidated Net Asset Reports which would give you a single view of all your Indian investment in different avenues.

Asset Allocation is the single most determinant of a persons wealth in the long run. At NJ we would aim to manage your portfolio with a superior , time tested & much effective way of Asset Allocation keeping in mind your risk profile.

NJ E Account is a comprehensive online investment account that offers online investment into Mutual Fund by sitting in any part of the world.

True , Unbiased Recommendation , each plan is unique in nature to suit your needs & profile.

We assist NRI

PAN : We Assist NRI in processing and obtaining PAN Card.

KYC : We Assist NRI in obtaining KYC Compliance.

NRE / NRO Bank Account : We help NRI in to open an NRE / NRO Bank Account.