X
Hi
I agree to the terms and privacy policy
Verifying...
1

Have a requirement?
Get Best Price

Mutual Funds

Get Best Quote

Fixed Maturity Plan

Get Best Quote

General Insurance

Get Best Quote

Life Insurance

Get Best Quote
They say, the best way to learn is to get your fingers burnt. In our case, the brainwave behind this venture came from burnt fingers of others.
Our biggest stimulation to offer financial planning and wealth management services came out of a late night conversation with a friend who was a guinea pig of advisor friendly (and not investor friendly) investment advice. We applied our financial common sense + financial intelligence and helped him invest wisely and profitably. It was a confidence booster and thus we extended this service to many more for a while before we finally thought of going macro. We believe that OPTIMUM use of investors savings as well as available investment options and objective advice with an extraordinary level of personal service is a MUST for creating, managing and multiplying wealth. Thus we named our venture 'OPTIMUS' (OPTIMUM + MUST).
Today, OPTIMUS is a premier integrated financial services powerhouse and credentialed financial advisory firm built on trust, transparency, a high level of proactive communication and service, promoted by first generation entrepreneurs, offering perfect blend of comprehensive suite of financial services including financial planning, wealth management, tax planning, life and health insurance, general insurance and legal opinion to retail investors and high net worth individuals (HNIs).
We, as financial advisors and wealth managers, hold the highest credentials. Our strongest recommendations come from our clients, who overwhelmingly rate our service "exceptional."
+ Read More

Nature of Business

Service Provider

Mutual Funds
Interested in this product?
Get Best Quote

Mutual Funds

Get Latest Price

  • An investment vehicle made up of pool of funds collected from many investors, for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets.
  • Operated by money managers, who invest fund’s capital and attempt to produce capital gains and income for the fund’s investors.
  • A mutual fund’s portfolio is structured and maintained to match the investment objectives stated in its prospectus.

View Complete Details

Yes, I am interested!

Fixed Maturity Plan
Interested in this product?
Get Best Quote

Fixed Maturity Plan

Get Latest Price

For most Indian investors, a good part of money is likely to be stored in bank fixed deposits. The penchant for Indians to save is reflected in the high sums of money that sit in our savings bank accounts.
The reason for such undying faith in bank savings is the safety and liquidity that the instrument offers. However, a smart investor, would seriously think of replacing most (or even all) of FDs with Fixed Maturity Plans (FMPs) from mutual funds.
From negligible market share accounting for less than 5 per cent of the Indian mutual fund universe till 10 years ago, Fixed Maturity Plans (FMPs) are well on their way to becoming a major option for all kinds of investors. Although, individual and small investors were slower to catch on to FMPs initially, their irresistible combination of higher returns and lower taxation have made them a logical alternative not just to other types of fixed income funds, but also to bank fixed deposits.Some highlighted features of FMP are:-
  • A closed-ended debt fund offered by a mutual fund, with a pre determined maturity date.
  • Maturity period can be anywhere between three months and three years.
  • In other words, FMPs are fixed deposits (FDs) issued by mutual funds (MFs).
  • The money collected is generally invested in fixed income instruments like bonds, government securities, money market instruments.
  • The idea is to lock in the investment at an indicative rate of return, thereby immunising the return against any debt market fluctuations.

View Complete Details

Yes, I am interested!

Fixed Income Instruments
Interested in this product?
Get Best Quote

Fixed Income Instruments

Get Latest Price

Corporate Deposits
  • One of the oldest money raising tools for companies (not banks).
  • Companies offer fixed rate of interest for different tenures. The deposit placed with companies for a fixed term carrying a prescribed rate of interest.
  • Financial institutions and Non-Banking Finance Companies (NBFCs) also accept such deposits.
  • Deposits thus mobilised are governed by the Companies Act.
  • Corporate deposits generally (not necessarily) offer better returns than bank deposits.
Benefits
  • Safety – highly rated deposits offer high level safety.
  • Returns – Attractive returns as interest rates are generally (not necessarily) higher than bank deposits.
  • Flexible Tenures – ranging from 6 months to 7 years.
  • Regular Income – Option to choose interest rate frequency. Most issuers offer periodic interest payments (monthly, quarterly, half yearly, annually) and cumulative deposits.
  • Tax Efficiency – No TDS if interest income is up to Rs. 5,000/- in a financial year.

View Complete Details

Yes, I am interested!

General Insurance
Interested in this product?
Get Best Quote

General Insurance

Get Latest Price

  • An arrangement or agreement to protect important possessions/assets in life- your home, business and vehicle against the uncertain and unforeseen events and the dangers of natural disasters and social evils such as theft.
  • It comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers legal liabilities.
  • It also offers protection against mechanical breakdown, cover for the hull of ships and so on. A Marine Cargo policy covers goods in transit including by sea, air and road.

View Complete Details

Yes, I am interested!

Life Insurance
Interested in this product?
Get Best Quote

Life Insurance

Get Latest Price

  • An essential element of risk management and financial planning, Life Insurance plays an important role in overall wealth creation.
  • An arrangement or agreement that guarantees payment of stated monetary benefits at the end of specified term or on death of the life insured.
  • A policy, which can be the basis of protection and financial stability after one's death.
  • Its function is to help beneficiaries/nominees financially after the owner of the policy dies.
  • It covers three elementary risks of your life, the risk of living too long, the risk of living too short and maintaining the same standards to living after retirement by contributing regularly.
  • Additionally, a little known function of life insurance is that it can be tied in with a person's pension plan. A person can make contributions to a pension that is funded by a life insurance company. These are considered private pension arrangements.

View Complete Details

Yes, I am interested!

Alternative Investments
Interested in this product?
Get Best Quote

Alternative Investments

Get Latest Price

  • Investment into alternative investments ensures true diversification in the portfolios
  • Alternative Investments includes products like Private Equity Funds, Real Estate Funds, Structured Products, Investments in art and unique investment avenues like Film Funds
  • These offerings are available to discerning investors looking to diversify their portfolios and benefit from varied asset classes.

View Complete Details

Yes, I am interested!

Get Price & Details

Get Price & Details
Leave a Message, we will call you back!
Send your enquiry to this supplier
I agree to the terms and privacy policy
Tell us what you need, and we’ll help you get quotes
Tell us what you
need
Receive seller
details
Seal the deal
Pay with IndiaMART
Tell us what you need, and we’ll help you get quotes
I agree to the terms and privacy policy