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Children's insurance includes policies through which parents or legal guardians can provide for


It is a unit linked Health Insurance plan which provides for insurance cover against following


An annuity is an investment that you make, either in a single lump sum or through installments paid


Children's insurance includes policies through which parents or legal guardians can provide for

Policy Details

This feature enables you to view the current status of your respective policy. All you need to do is enter your policy number. Once doing so, details like present policy status (normal premium paying / reduced paid up / lapsed etc), premium amount, last premium paid date and the next due date will be displayed in a new window.

Online Payment

Through ‘Online Payment’ feature, you can make your insurance premium payments from the comfort of your desktop. With just a few mouse clicks, consider your insurance payments done and forget your tedious visits to the payment counters. Now, you can also make your payments through Electronic Clearing Service (ECS) procedure or via online route through listed banks and other authorised service providers. To know details of the banks, alternated channels and their respective procedure, scroll down.

Internet Banking

  1. HDFC Bank
  2. ICICI Bank
  3. AXIS Bank
  4. Oriental Bank of Commerce - SBU Secunderabad
  5. Federal Bank
  6. Corporation Bank
  7. Citibank

Authorised Service Providers

BillJunction.comTimesofmoney.comBillDesk.com ECS- Electronic Clearing ServicePremium Payment through Electronic Clearing Service (ECS)   Internet Banking Your online payment can be done from the list of the banks given below. Premium Payment can be done through NetBanking and MobileBanking too. Given below are the details. 


Depending on the city you reside in, you can pay your insurance premium through the NetBanking and MobileBanking. Check out how Insurance Premiums are paid through any one of the e-Age Banking channels. Currently, this service is available for HDFC Bank customers who have their policies in the 89 cities across the country. Click here to view the cities. Procedure:BillPay enables you to pay your Insurance Premium through NetBanking.To pay your online insurance premiums, an individual needs to have Savings Account (either or survivor mandatory in case of Joint Account). A sole proprietor Current Account holder can also register for this facility. (Click here to register online) or by filling up a form available across HDFC Bank branches. You may also download the form, fill in the relevant details, and deposit at any of HDFC branches. You will receive confirmation of registration from HDFC BANK.The policyholder can pay premiums of a maximum of 5 Life Insurance Policies. You or any of your near and dear ones could hold these policies. LIC will send the receipt of the payment received as per the normal process. Your HDFC Bank Account Statement will also contain the details of the Insurance Premium/s paid. 
You need to register for NetBanking to avail of this facilityLog-on to NetBankingSelect Bill Payments optionSelect Insurance CompanyDetails like bill amount (inclusive of interest if any) and due date will be displayed.Confirm the paymentA confirmation of the transaction of the bill amount from your account and a reference number will be given.+ Read More


ICICI bank customers can pay their LIC premium bills online on www.icicibank.com. Under this facility, ICICI bank customers can view their bills online and pay immediately or schedule them for a future date. This facility is available only for those premiums which are payable yearly, half-yearly and quarterly. Currently, this service is available for ICICI bank customers who have their policies in any of the 89 cities across the country.
Procedure:Login to www.icicibank.com using your Internet banking user id and login password.Go to BillPay section.Click on the "Register a biller" tab. LIC is an "All India biller" i.e. any ICICI Bank customer can register and pay his LIC bills on ICICIBank.com.After selecting LIC, you have to fill in your policy details.You can select the manual option or the Autopay option. Under Autopay, you can choose to automatically pay the bill on the due date. There are again two options under Autopay. You can either choose to pay the bill only if the bill amount is within your specified limit or pay all the bills presented to you.Once registered, you are ready to pay your bills. + Read More


AXIS Bank has tied-up with Life Insurance Corporation (LIC) to facilitate the common customers of AXISand LIC to pay their premium amount electronically through Internet. AXISBank customers can pay their life insurance premium through "iconnect net banking' powered by "Bankaway.” The customers can view the details of their policies like policy number, premium due date, premium amount, interest amount and gross amount that has to be paid. Currently, this service is available for customers who have their policies in any of the 89 cities across the country. Click here to view the cities.

Oriental Bank of Commerce - SBU Secunderabad

The Internet Banking facility of Oriental Bank of Commerce, ibank@obc offers a payment facility called ipay@obc onsite or a payment facility linked with any other merchant's website serving as a payment gateway. The bank offers this facility to any payment-related agency such as online shopping malls, stock/securities trading agency or a utility service provider. The payment gateway is the external interface to ibank@obc on the merchant's web site through which a customer can make a payment for their purchase.

Federal Bank

Federal bank brings you an easy and convenient way to pay your LIC Insurance Premium. You can view your premium details of your policies and pay them through FedNet, Federal Bank's Internet Banking Service, at your convenient time, from anywhere in the world. For payments, you only need to have an account registered for the Internet Banking Service with any Federal Bank branch. To register for the Internet banking service and LIC premium payment service free of cost, visit the website- www.federalbank.co.in. Currently, this service is available for Federal Bank customers who have their policies in any of the 89 cities across the country.

Corporation Bank

Corporation Bank has tied up with Life Insurance Corporation of India (LIC) to facilitate its customers to pay insurance premium conveniently through the Internet. The service is available for the users of CorpNet, the Internet banking facility offered by Corporation Bank. Under this facility, the users will not only be able to make online payments, but can also view complete policy particulars with payment status online. Presently, this service can be availed by policyholders across 459 Branches of Corporation Bank in 176 locations giving you an unmatched reach. To register for Internet banking service and LIC premium payment service please contact the nearest branch. You can also contact ibank@corpbank.co.in or webcentre@corpbank.co.in for any assistance in this regard.


Citibank Customers can now pay their insurance premiums anytime, anywhere for policies taken from Life Insurance Corporation (LIC). Citibank customers just need to register once for the service with the details of their insurance policy. With the ‘View and Pay’ facility, you can choose to set up alerts for your future premium payments over email or SMS. You will then be alerted with details of your premium amount shortly before your due date over email, on Citibank Online or even on SMS .You can then view your payment details and then pay it on Citibank Online or by replying to the SMS. Better still, you can simply leave a “Standing Instruction” to have your premium amount paid automatically whenever due, and it will be done.LIC policyholders with a Citibank Banking Account or Citibank Credit Card members can make use of Citibank’s Internet banking facility – Citibank Online, to pay their insurance premiums. Citibank Online offers a secure online transaction platform using 128-bit SSL encryption.+ Read More

Tax Information

Tax Information - FY 2013 - 2014
  Tax Information - FY 2012 - 2013
 Tax Information - FY 2011 - 2012


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'Bonus' is defined as an additional benefit in excess of the basic benefit, paid to a 'with profit life insurance policy'. It is the amount added to the basic sum assured. A 'with profit plan' enables the policyholder to participate in the profits earned by the insurance company, which are then added to the sum assured of the policy, which is either paid out when the policy matures or in the event of death of the insured. The Life Insurance Corporation of India (LIC) announces bonus on its 'with profit plans' annually. This section will carry the bonus announced by the Corporation from time to time. Your search ends here if you have any queries pertaining to LIC bonus.

Golden Jubilee Bonus

To coincide with its fiftieth anniversary, the insurance mammoth, Life Insurance Corporation of India (LIC) announced a special bonus for its policyholders on September 2005. Apart from the special bonus, the corporation announced a final additional bonus for its policyholders. The proceeds will be rendered at the time of the maturity of the policy.
On account of it’s golden jubilee celebrations, the Corporation announced a generous bonus of Rs 16.82 crore. As per the bonus announcement, policyholders till March 31, 1981 would receive additional Rs 50 per 1,000 insured while policyholders between April 1981 to March 2001 would receive between Rs 45 to Rs 6 per 1,000 insured as per their year of investment. Policyholders from April 2001 to date will get Rs 5 per 1,000 insured. LIC would spend an additional Rs 2,100 crore in payment of the golden jubilee bonus to its customers.
LIC, which was formed in 1956 is one of the largest public sector undertakings in the world with an assured sum of Rs 13,21,010 crore to date. LIC has contributed significantly towards the development of infrastructure like drinking water, electricity, housing, etc.
At present, LIC has grown into a $100 billion corporation with the assets value of Rs 4,40,043 crore and the Total Life Fund being Rs 3,85,000 crore as on March 31, 2005.


Click here to download the Tax Guide 2013 - 2014 in PDFTax Planning Tips for the year 2013 - 14Income Tax Slab RateNew Tax rules for InsuranceThings to keep in mind when you file tax returnsA few tips to reduce your Tax LiabilityTax Planning Quick look at available optionsSteps to file tax returns onlineLittle-known tax deductions you might have missed while filing returnsClick here to download the Tax Guide 2012 - 2013 in PDFHow to go about tax planning for 2012-13Click here to download the Tax Guide 2011 - 2012 in PDF
Tax documents and forms you must know about10 Tax Filing Tips to Avoid Tax Problems2011 tax planningClick here to download the Tax Guide 2010 - 2011 in PDF
Tax changes for 2008-2009 vs 2009-2010Last minute tax planning? Here is a quick guide!How to avoid paying taxes on interest income?Click here to download the Tax Guide 2009 - 2010 in PDF
How to file a Tax Return?Tax TipsClick here to download the Tax Guide 2008 - 2009 in PDF
What is tax planning?Top misconceptions about taxesThe Document is a PDF Document and can be opened, viewed and printed with the freely available Acrobat Reader™. To download and install the Acrobat Reader™, please go to the Adobe Website.+ Read More
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