Panamax Infotech Limited

Mobile Money is a sustainable, scalable approach providing convenient and affordable financial services to unbanked people. Billions customers in developing markets have access to a mobile phone, but do not have a formal bank account.

Panamax mMoney provides easy manageable access to financial services to significantly improve lives of people. Financial institutions are enabled to reach low-income customers adequately, especially in remote areas, avoiding the capital expenditures of branches.

• mMoney Services
• Fund Transfer
• Withdrawal
• Bank transactions
• Alerts and notifications
• Bill payments

International money transfers are essential to emerging market economies. Global remittance need is increasing with foreign direct investments contributing more to developing markets. So remittances will be important to mobile money services of the future.

Panamax mTransfer offers operators, financial institutions and third parties an opportunity to reduce the cost of cross border remittances and increase the amount available in the receiving economy. Also, by providing funds directly to the mobile wallet, consumers have immediate access.

• mTransfer Services
• Domestic Remittance
• International Remittance
• Benefits
• Direct connection to the consumers
• Increase value to new remittance system
• Healthy margins of a mobile money platform

Today Topup services are used for easy payment of DTH, Internet and various prepaid utility services which were traditionally limited to Voice services. Topup of all these services can be availed using single Panamax Mobile App which is integrated with comprehensively deployed Panamax MobiFin m-Commerce platform.

MobiFin mTopup services empower resellers by avoiding hassle of managing separate access devices and applications with single Panamax Mobile App. Thus mTopup drastically improves reseller efficiency and its easy GUI enhances service effectiveness.

mTopup Services
Mobile Air-time
Mobile Internet Data
DTH Service
Electricity

Banking services can be enjoyed quickly, simply and conveniently by operating Bank Account using mobile phone. Mobile banking solution enables to offer interactive and satisfying customers experience, accelerating interaction and sales using mobile without increasing CAPEX and OPEX.

With Panamax mBanking, one can check account balance, transfer funds 24×7, pay bills, book bus and flight tickets, and recharge prepaid mobile or DTH connection and do a lot more easily and securely. mBanking is deployed over Panamax MobiFin platform to provide feature-rich and secure banking services to their customers without visiting banks. It can also reduce the cost of transaction by doing it over the mobile phone, which is a self service medium.

mBanking Services
t and finance management
Bill pay
Account Statement
Fund Transfer
Withdrawal
PIN and card management
Cheque Request
Alerts and notifications
Accoun

• ments

Mobile Wallet enhances payment options by integrating traditional methods to enjoy popularity of Mobile payment. Panamax mWallet mobile payment allows users to store debit cards, credit cards, loyalty cards, and gift cards among other things on their mobile phone. It is a flexible payment platform allowing transactions by replacing hard cash and even multiple credit-cards with single PIN driven transaction.

Service providers and financial institutions are facilitated with complete mobile wallet platform to offer banking services. It also benefits to manufacturers and wholesalers for enriching operational efficiencies and minimize business risks. It enables peer-to-peer transfers, international remittances, banking, micro-finance, bill payment, redemption, ticketing, gaming etc.

• mWallet Services
• Bill payments
• Bus Ticket payment
• Flight Ticket payment
• Ferry Ticket payment
• Cinema Ticket payment
• Sports Ticket payment

Mobile Payments are used for various Electronic fund transfers services by lots of mobile operators and utility companies for range of utility, public and consumer services like mobile talk-time, electricity, tax etc. The service usually works as an ‘over-the-counter’ service where agents process transactions on a handset with a service in which the customer performs the transactions on his handset.

MobiFin mPayment services empower resellers by avoiding hassle of managing separate access devices and applications for separate utility companies. Thus mPayment drastically improves reseller efficiency and its easy functionalities enhance service effectiveness.

mPayment Services

• Mobile Air-time
• Mobile Internet Data
• DTH Service
• Electricity

Mobile ticketing has innovated ticket-booking process whereby customers can order, pay for, obtain and validate tickets from any location and at any time using mobiles. Panamax mTicketing services reduce the production and distribution costs connected with traditional paper-based ticketing channels and increase customer convenience by providing easy ways to purchase tickets. mTicketing is integrated with Panamax MobiFin platform to leverage advantages of telecommunication convergence.