Proactive Investments

In this scenario, along with the claim form one would need to submit a police FIR, panchnama, hospital reports (admission and post-mortem reports)

Once the papers are checked and all of them are in order; a lump sum and cumulative bonus is payable to the nominee of the deceased.

Natural calamities and accidents can strike at any hour. Such situations cause loss and immense grief because it results in the destruction of property and assets. Thankfully today there is no cause for sleepless night as there is a policy that covers your assets. As the name suggests, this policy gives coverage for fire but, is not restricted to only that. Under this policy claims can be made for natural calamities (flood, storm, lightening, earthquake etc) along with road, railway and air accidents too. To make a claim the place is first surveyed by a representative from the insurance company before any repair work has begun.

This insurance policy is applicable for business assets, industrial premises and residential premises (including contents of the house.) The premium rate for this insurance varies for commercial and residential premises and depends on its usage.

• Copy of valid passport
• Mother’s maiden name
• Phone Number/Mobile Number/Postal Address/ E-mail Address
• Doctor’s Name/Number
• Information regarding any pre-existing treatment

All this information needs to be sent via e-mail to the concerned person. The policy will be issued through e-mail after the validation and payment procedures are complete.