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Balanced Fund Unit Linked Insurance Plan
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Balanced Fund Unit Linked Insurance Plan

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This product is suitable for investors who are seeking :
  • Long term capital appreciation
  • Investment in equity instruments (maximum-40%) and debt instruments
  • Medium risk (Yellow)
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S Hariharan LIC Advisor

Anna Nagar West Extension, Chennai, Tamil Nadu
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Call 09940150748
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Product Description

This product is suitable for investors who are seeking :

  • Long term capital appreciation
  • Investment in equity instruments (maximum-40%) and debt instruments
  • Medium risk (Yellow)

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Balanced Fund Unit Linked Insurance Plan

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About us

Year of Establishment1998
Legal Status of FirmSole Proprietorship (Individual)
Nature of BusinessService Provider
Number of EmployeesUpto 10 People
Annual TurnoverUpto Rs. 50 Lakh
IndiaMART Member SinceJan 2015

S Hariharan LIC Advisor was established in the year 1998. LIC's Mission and Vision


Mission - "Explore and enhance the quality of life of people through financial security by providing products and services of aspired attributes with competitive returns, and by rendering resources for economic development."
Vision - "A trans-nationally competitive financial conglomerate of significance to societies and Pride of India."
LIC's INSURANCE PLANS


As individuals are inherent to differ, each individual's insurance needs and requirements are different from that of the others. LIC's Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement.
Life Insurance Vs. Other Savings
Contract Of Insurance
A contract of insurance is a contract of utmost good faith technically known as uberrima fides. The doctrine of disclosing all material facts is embodied in this important principle, which applies to all forms of insurance. At the time of taking a policy, policyholder should ensure that all questions in the proposal form are correctly answered. Any misrepresentation, non-disclosure or fraud in any document leading to the acceptance of the risk would render the insurance contract null and void.

Protection
Savings through life insurance guarantee full protection against risk of death of the saver. Also, in case of demise, life insurance assures payment of the entire amount assured (with bonuses wherever applicable) whereas in other savings schemes, only the amount saved (with interest) is payable.
Aid To Thrift
Life insurance encourages 'thrift'. It allows long-term savings since payments can be made effortlessly because of the 'easy instalment' facility built into the scheme. (Premium payment for insurance is either monthly, quarterly, half yearly or yearly).
For example: The Salary Saving Scheme popularly known as SSS, provides a convenient method of paying premium each month by deduction from one's salary.
In this case the employer directly pays the deducted premium to LIC. The Salary Saving Scheme is ideal for any institution or establishment subject to specified terms and conditions.
Liquidity
In case of insurance, it is easy to acquire loans on the sole security of any policy that has acquired loan value. Besides, a life insurance policy is also generally accepted as security, even for a commercial loan.
Tax Relief
Life Insurance is the best way to enjoy tax deductions on income tax and wealth tax. This is available for amounts paid by way of premium for life insurance subject to income tax rates in force.
Assesses can also avail of provisions in the law for tax relief. In such cases the assured in effect pays a lower premium for insurance than otherwise.
Money When You Need It
A policy that has a suitable insurance plan or a combination of different plans can be effectively used to meet certain monetary needs that may arise from time-to-time.
Children's education, start-in-life or marriage provision or even periodical needs for cash over a stretch of time can be less stressful with the help of these policies.
Alternatively, policy money can be made available at the time of one's retirement from service and used for any specific purpose, such as, purchase of a house or for other investments. Also, loans are granted to policyholders for house building or for purchase of flats (subject to certain conditions).

IRDA approved Life Insurance Advisor

  • Endowment Plan & Limited payment Endowment Plan, Jeevan Anand
  • money back policies, term assurance, pension schemes
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