Financial Ratios

The world is changing fast. The financial world is changing faster than rest of the world. Lot many choices, advise, plenty of products in market has created confusion in the mind of common investor. Add to it the close friends and relatives who has some or other (insurance or mutual fund) agency, you can't say 'NO'. Your financial planning is left to the mercy of the products bought in such a unplanned manner. You don't know whether you need it or not. You don't know what you need 'less' or what you need 'more'!
You plan everything in life great details. Even a momentary event such as a 'travel' is usually planner well in advance.
"Why not to plan finances?"
"Why not to plan for financial goals in systematic manner?"
"Why not to measure assets and liabilities?"
"Why not to track money coming in and money going out?"
"Why not to plan everything that is related to 'Money'?"
After working for about 10 years in financial services, I was fed up of the way products were sold. Thus, when in 2009 I have decided to start something which can offer detailed financial planning services and end to end solutions to the families. With this objective in mind, I have completed my certification in financial planning to become a Certified financial planner in 2010. I quit my job of senior position is one of the big financial services company in 2012 to start Bonvista Financial Planners, a company that is aims to provide end to financial planning solutions.