General Insurance

Health

Health Insurance (popularly known as Medi-claim Policy) offers protection from unexpected medical emergencies, providing a financial support. Health insurance therefore, can be a source of support as it takes care of the financial burden your family may have to go through. It will help you tackle such situations with ease by providing you with timely and adequate medical care.

This policy covers individual & ones family from medical expenses during

Sudden illness

surgeries (acquired in respect of any disease, which has arisen during the policy period.)

Accidents including room charges, doctor's fees, medicines, tests etc.

that may arise in future.

Options available -

Family Floater

Individual Health Insurance

Individual Health Insurance + Critical Care

Critical Care

Personal Accident

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Motor

Motor Insurance is a wide comprehensive cover designed to provide protection to you & your car. Protection from loss of car or damage to the car – giving a secured driving.

It covers -

Own damage

Legal liability of insured towards third party personal injury and property damage arising out of an accident involving the insured vehicle .

Passengers

Hired driver

Options available -

Car Insurance

Two wheeler

Commercial vehicles

Passenger Carrying Vehicle

3 - wheeler

Tractors etc.

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Home

Home Insurance policy provides a cover to the structure and contents of your home from all unforeseen natural & man-made catastrophes. It provides protection for property and interests of the insured and his family members. It is imperative that you secure your home which gives one peace of mind protecting the most valued possession.

Coverages are -

Fire & Allied Perils

Burglary & Theft

Electrical & Mechanical breakdown (Domestic, Audio & Audio-visual appliances)

Public Liability (Third Party Liability)

Covers Accidental breakage

Coverage to building & contents

Personal Accident to self & family

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Travel

Travel Insurance / Overseas Medi-claim policy is a basic requirement when one travels abroad, either its for business,sight-seeing,shopping or pleasure. This policy covers you for any kind of hospitalization which is very expensively priced overseas.

Also covers for

Baggage loss

Passport loss

Personal accident

Trip cancellation

Home Insurance when you are travelling

Dental Expenses

Maternity expenses in life saving scenario etc.

It is a single policy which covers all unforeseen risks – medical & non-medical when one is in a strange place.

Options available -

Single Trip

Multi Trip

Student Medical

Senior Citizen

Pay per day basis

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Personal accident

Accidents do not happen when you are driving a car, or away on a vacation. It may happen anytime & anywhere. Considering that modern day life is so dangerous, a personal accident policy is a solution to such vagaries of life.

Its a Benefit Policy.

Coverages are -

Accidental Death Benefit

Accidental Permanent Total / Partial Disability Benefit

Accidental Partial / Temporary Disability Benefit

Broken Bones

Burns