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Individual Accident Insurance Service

Individual Accident Insurance Service

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Universal Sompo's Personal Accident Policy provides you and your family mitigation against the financial consequences of unforeseeable accidents. What does this Policy cover The Policy provides for defined benefits based on the nature of injury sustained, by the Insured Person in an accident during the Policy period. Eligibility
- The enrollment age under the Policy is from 5 years to 65 years. Fresh proposals for
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Universal Sompo General Insurance Co Ltd

Vishal Mega Mart Road, Amritsar, Punjab
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Product Description

Universal Sompo's Personal Accident Policy provides you and your family mitigation against the financial consequences of unforeseeable accidents.

What does this Policy cover?

The Policy provides for defined benefits based on the nature of injury sustained, by the Insured Person in an accident during the Policy period.

Eligibility
  • The enrollment age under the Policy is from 5 years to 65 years. Fresh proposals for persons above 65 years till 75 years of age may be accepted with 20% loading on premium.
  • No fresh proposal beyond 75 years.
  • Proposer needs to be aged 18 years or above.
  • No maximum renewal age under the Policy
Coverage

The Policy provides for three different options as under:

  • Basic Cover - covers against Death only
  • Wider Cover - covers against Death, Permanent Total Disablement Permanent Partial Disablement
  • Comprehensive Cover - covers against Death, Permanent Total Disablement Permanent Partial Disablement Temporary Total Disablement
Compensation Benefit

The compensation benefits will depend upon the nature of injury and the Capital Sum Insured under the Policy.

For accidents resulting in Death or Permanent Total disablement, we will provide compensation equivalent to the full Capital Sum Insured.

For Permanent Partial Disablement the compensation will depend on the nature of injury and corresponding percentage of Capital Sum Insured as detailed in the 'Table of Benefit' under the Policy document or as per the medical advices of our appointed Medical Practioner.

In respect of Temporary Total Disablement, we will provide compensation at 1% of Capital Sum Insured or Rs 5000/- whichever is less per week for a maximum period of 104 weeks.


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Individual Accident Insurance Service

About the Company

Legal Status of FirmLimited Company (Ltd./Pvt.Ltd.)
Nature of BusinessService Provider
Annual TurnoverUpto Rs. 50 Lakh
IndiaMART Member SinceOct 2017
GST03AAACU8917F1ZG
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Seller Contact Details

Mr. Rashpal Singh

First Floor, SCO 113
Vishal Mega Mart Road
Amritsar - 143001, Punjab, India

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