Investment Plans
Basics of Investment Insurance Plans We need our investment funds to not only grow as well as to be secure too. We need enough cash to be available to our family to dodge a financial crisis, even in our nonappearance. Investment connected plans consolidate the advantages of Investment and Term-Life Insurance.
A part of the premium that you pay for an investment connected insurance plan is utilized to give insurance protection and the rest is invested where the cash grows. We can arrange these investments such that their maturity dates coincide with crucial and important occasions e.g. children’s higher education, marriage fund, retirement fund and so forth. These plans can be traditional where the returns are ensured or ULIPS where the investment part of the premium is invested in funds of your choice. Must know for investment plans: MAXIMUM MATURITY AGE - Maximum maturity age is the age up to which you can put resources into a policy. In most conventional plans it will be settled in light of the policy duration and your age at the time of taking the policy. In a ULIP, you have the adaptability to pick an investment period although maximum maturity date is still fixed. • PREMIUM PAYING TERM - It is the term for which you pay the premium. For specific plans it is the entire tenure of the policy, for a few, it is an altered term like 5 years, 7years, 10 years and so forth. A few plans, for the most part the ULIPS are more flexible. Premium paying term varies in light of particular policy and also if it is a customary policy or a ULIP plan.
• GUARANTEED ADDITION - Guaranteed addition is a rate of aggregate guaranteed ensured by the insurance company in addition to the maturity amount. This guaranteed sum is given to the policyholder as indicated by the number of years the premium has been paid for. It is payable at the maturity date alongside the maturity sum. It is pertinent to the conventional plans only.
• RISK COVER -Risk cover is the amount guaranteed or the demise advantage i.e. the sum for which you have been insured. This sum is payable only to the nominee in the event of death of the insured individual.
• MATURITY BENEFIT -Maturity benefit is the survival advantage or the maturity sum that one gets in the wake of finishing the duration of protection. Maturity benefit incorporates the ensured sum, guaranteed additions and bonus (non Guaranteed).
Sunrays Policy
Product Description
We need our investment funds to not only grow as well as to be secure too. We need enough cash to be available to our family to dodge a financial crisis, even in our nonappearance. Investment connected plans consolidate the advantages of Investment and Term-Life Insurance.
A part of the premium that you pay for an investment connected insurance plan is utilized to give insurance protection and the rest is invested where the cash grows. We can arrange these investments such that their maturity dates coincide with crucial and important occasions e.g. children’s higher education, marriage fund, retirement fund and so forth. These plans can be traditional where the returns are ensured or ULIPS where the investment part of the premium is invested in funds of your choice.
Must know for investment plans:MAXIMUM MATURITY AGE - Maximum maturity age is the age up to which you can put resources into a policy. In most conventional plans it will be settled in light of the policy duration and your age at the time of taking the policy. In a ULIP, you have the adaptability to pick an investment period although maximum maturity date is still fixed.
• PREMIUM PAYING TERM - It is the term for which you pay the premium. For specific plans it is the entire tenure of the policy, for a few, it is an altered term like 5 years, 7years, 10 years and so forth. A few plans, for the most part the ULIPS are more flexible. Premium paying term varies in light of particular policy and also if it is a customary policy or a ULIP plan.
• GUARANTEED ADDITION - Guaranteed addition is a rate of aggregate guaranteed ensured by the insurance company in addition to the maturity amount. This guaranteed sum is given to the policyholder as indicated by the number of years the premium has been paid for. It is payable at the maturity date alongside the maturity sum. It is pertinent to the conventional plans only.
• RISK COVER -Risk cover is the amount guaranteed or the demise advantage i.e. the sum for which you have been insured. This sum is payable only to the nominee in the event of death of the insured individual.
• MATURITY BENEFIT -Maturity benefit is the survival advantage or the maturity sum that one gets in the wake of finishing the duration of protection. Maturity benefit incorporates the ensured sum, guaranteed additions and bonus (non Guaranteed).
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About the Company
Sunrays policy is India’s new emerging insurance service provider company seeking both life and non life insurance. Sunrays itself means getting the rays of light in your life and its policy protect the life of human beings. Here we help you to find the insurance plan that best suits your needs, after factoring in the features and benefits you wish to avail at a price you can afford. Our main objectives are to cover the risk, planning for life stage needs, safe and profitable long term investment, assured income through annuities , growth through dividend , tax benefit etc. Each case is different but most people take out life insurance to ensure that their family is financially secure and can continue to maintain their standard of living even after unexpected death.
We believe that more you ask, the better are the chances that you end up with buying the right policy. Insurance gives you peace of mind and you know that if anything happens to you, your family or your business then insurance is the only source which may going to support you.
The best course of action is to prepare for the worst and hope for the best. To put it simply, shine your future!!
Seller Contact Details
B-47, First Floor, B Block, Sector 63 , Sector 63 Noida - 201301, Gautam Budh Nagar, Uttar Pradesh, India
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