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Life Insurance

Life Insurance

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There are no two ways about the fact the Life insurance is a must-have for just about everyone. So it’s important to make the right choice when it comes to buying life insurance. This calls for a keen understanding of the topic and the value a life insurance policy can add to your life and the lives of your loved ones.
The way to go about achieving this is by making sure that life insurance cover is adequate,
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VR Creators

KALLARE PUTTUR 574201, Mangaluru, Karnataka
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Product Description

There are no two ways about the fact the Life insurance is a must-have for just about everyone. So it’s important to make the right choice when it comes to buying life insurance. This calls for a keen understanding of the topic and the value a life insurance policy can add to your life and the lives of your loved ones.
The way to go about achieving this is by making sure that life insurance cover is adequate, generally we recommend to take a minimum risk cover of atleastto the extent of 10 times of your annual income. The life cover secures your loved ones future by paying a lump sum amount in case of an unfortunate event. Life insurance not only covers the risk arising due to an unfortunate event, but also gives you additional benefits like tax benefits, savings and wealth creation over a period of time
Types of Life Insurance Plans
The choice of buying Insurance Cover in India is left to individual, however people mostly buy insurance plan forgetting the main objective of optimum cover. If properly planned one can choose the right mix of products to match the life insurance requirements at different stages of life. Broadly, these are the basic types of life insurance plans:

  • Term insurance
    Term plans are the most basic form of life insurance. They provide life cover with no savings / profits component. They are the most affordable form of life insurance as premiums are cheaper compared to other life insurance plans.
  • Endowment plans
    Endowment plans differ from term plans in one important aspect i.e. maturity benefit. Unlike term plans which pay out the sum assured, along with profits, only in case of an eventuality over the policy term, endowment plans pay out the sum assured under both scenarios – death and survival.
  • Unit linked insurance plans (ULIP)
    ULIPs are a variant of the traditional endowment plan. They pay out the sum assured (or the investment portfolio if it’s higher) on death/maturity. Since ULIPs invest in stock markets they are well-suited for individuals with appetite for risk.
Further different benefits like whole life cover, money back , return of premium plans have been designed using the basic types of life insurance products.

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Life Insurance

About the Company

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IndiaMART Member SinceJun 2019
With great privilege we welcome you to our Investment advisory & financial services , VR Creators. You have reached the right place for your financial needs. We are happy to serve you at your convenience. Be it online or offline we are always there.Adding to thousands of happy clients who trust us, we take pride about having you as our privileged customer , giving us the opportunity to address all your family’s financial needs and help you plan and take the right decision at the right time and serve you for a life time. Just like you do with all other things for your family choose the best of professional financial advisory available at your finger tips. Welcome aboard for fruitful financial journey with us.
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Seller Contact Details

Vikas Rai

VR CREATORS
KALLARE PUTTUR 574201
Mangaluru - 575003, Karnataka, India

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