Post Graduate Diploma In Banking And Finance

The Financial sector, more specifically, Banking Sector has become very vibrant after implementation of new economic policy and introduction of financial sector reforms by the Government/Reserve Bank Of India. The impact of these changes is seen in the form of competition, technological up-gradation, diversification and thrust on retail banking with aggressive marketing strategy. The need of the hour, therefore, is to face the challenges with efficient, dedicated and energetic staff having required knowledge and skill.

The banking industry has approximately 10 lakh staff, mostly recruited during 1970-75. The staff has put in 25-30 years of service and the average age is 48. Majority of the staff is experienced in traditional banking with manual systems and not very keen to acquire latest technology. The VRS Scheme implemented in 2001 saw experienced staff going out of the banks. As the average age of staff is 48, the banking industry is going to face mass retirement in near future. Also, there is no recruitment in Banks for last 15 years. The banks, therefore, particularly, public sector banks in India need young energetic staff, familiar with latest technology, ready to accept challenges and competent to handle business situations arising out of specialization. The banking sector, therefore, is open now for employment to new entrants. The BSRB, the centralized agency, which was responsible for recruiting staff in the banks, has stopped functioning and the banks have now freedom to take people from open market. Many of the banks have started recruitment drive for bank personnel.

It is on this background, we propose to start a Post-Graduate Diploma Course on Banking and Finance covering all the aspects of banking.

   Objective

Keeping in view job prospects in banking & financial sector the objective of the course is to give in-depth knowledge of Banking & Finance to the students of commerce, management and economics with practical inputs and prepare them for career in Banks & other Financial Institutions.

course contents

• Theory PapersOpen or Close
• DissertationOpen or Close
• Viva-VoceOpen or Close
• Practical TrainingOpen or Close
• Soft skills SessionsOpen or Close

Allotment of Marks

The examination will consist of:

• A written examination in five papers each of 100 marks and will be of three hours duration.
• Viva-voce carrying 70 marks and dissertation carrying 30 marks combined together 100 marks will make one head of passing ,To pass the examination a candidate must not obtain less than 40 % of the maximum number of marks, separately in (i) each subject and (ii) the viva voce.
• Candidates securing more than 50 % and 60 % of the total marks will be declared to have passed in second and first division respectively.
• The candidate who has failed to pass in all the subjects will be exempted to appear in those subjects in which, he has scored at least 50% marks in examination.

Nature of question papers

Each paper will have same nature of question paper.

• Objective Type Questions 10 (Multiple Choice) 10 Marks
• Essay Type Questions
• Section I (One question out of two) 15 Marks
• Section II (Four questions out of six) 60 Marks
• Short Notes (3 out of 5) 15 Marks
• Short Notes (3 out of 5) 15 Marks

Working Programme

The course will be conducted during academic year of the Institute.

No. of students to be admitted : 50 (Institute may conduct entrance test if necessary)

Opportunities

The students can get employment in commercial, co-operative and Regional rural Banks and other financial institutions. There is also good demand for students with knowledge of banking in insurance, non-government organizations and NBFC''s also.