IndiaMART > Insurance Agents and Services > Life Insurance > Term Insurance Plans
SBI Life E-Shield Insurance Services

SBI Life E-Shield Insurance Services

Get Latest Price
Minimum Order Quantity 1

Benefit Structure :The plan offers two benefit structures - Level Cover Benefit and Increasing Cover Benefit. Accelerated Terminal Illness benefit$ is available as an inbuilt benefit for both the structures.Level Cover Benefit:
- Under this structure, the sum assured remains same

Contact SellerAsk for best deal
Get Latest PriceRequest a quote

Sinha And Associates

New Delhi
4.2 /5
★★★★★
★★★★★
★★★★★
★★★★★
Rating 4.2 out of 5
This is an average seller rating received from buyers based on-
  • Communication: Quick reply to buyer's enquiry and follow ups
  • Conduct: Politeness while dealing with buyer
  • Quality: Good quality products and services as per commitment
  • Experience: Timely delivery, after sales service and resolution to queries
View Mobile Number 50% Response Rate
Call +91-7971371195 50% Response Rate
Verified Supplier
Service Provider
Ask for more details from the seller
Contact Seller

Product Details

Product Specification

Minimum Order Quantity 1

Product Description

Benefit Structure :The plan offers two benefit structures - Level Cover Benefit and Increasing Cover Benefit. Accelerated Terminal Illness benefit$ is available as an inbuilt benefit for both the structures.Level Cover Benefit:
  • Under this structure, the sum assured remains same throughout the policy term.
  • You get protection against Terminal Illness#
  • During the policy term, on unfortunate death or diagnosis of terminal illness#, whichever is earlier, “Sum assured on Death” is paid provided the policy is in force and the policy terminates.

Where the “Sum assured on Death” is higher of the following:
  • 10 times the Annualised premium**, or
  • 105% of all the premiums paid as on date of death, or
  • Absolute amount assured to be paid on death, which is equal to the Effective Sum Assured##,as on the date of death

##Effective Sum Assured for Level Cover Benefit as on date of death will be the initial sum assured opted.

Increasing Cover Benefit :
  • Under this structure, the sum assured automatically increases by simple rate of 10% at the end of every 5th policy year
  • You get protection against Terminal Illness#
  • During the policy term, on unfortunate death or diagnosis of Terminal Illness#, whichever is earlier, the ‘Sum Assured on Death’ for that policy year is paid provided the policy is in force and the policy terminates.

Where the “Sum assured on Death” is higher of the following:
  • 10 times the Annualised premium**, or
  • 105% of all the premiums paid as on date of death, or
  • Absolute amount assured to be paid on death, which is equal to the Effective Sum Assured~~,as on the date of death

~~Effective Sum Assured for Increasing Cover Benefit as on date of death will be initial sum assured opted increased at simple rate of 10% at the end of every 5th policy year prior to the date of death.


#Terminal illness is defined as the conclusive diagnosis of an illness that is expected to result in the death of the life assured within 180 days.

**Annualised premium means the premium payable in a policy year, excluding underwriting extra premiums and loadings for modal premiums, if any.

Death Benefit:
  • Depending upon the Benefit Structure chosen, the nominee will receive the “Sum assured on Death”.
  • Death benefit will be paid provided the policyholder has paid all the regular premiums to date and the policy is in force as on the date of death of life assured.
$Accelerated Terminal Illness Benefit :
  • This in built benefit is available with both the benefit structures
  • On the Life Assured being diagnosed with terminal illness, the benefit equal to death benefit would be paid and the policy will terminate
  • Accelerated Terminal Illness Benefit will be payable, provided you have paid all your regular premiums to date and your policy is in-force as on the date of diagnosis
  • Terminal illness is defined as the conclusive diagnosis of an illness that is expected to result in the death of the life assured within 180 days.
Medical Second Opinion:
  • Medical second opinion is a service which enables life assured, to receive second opinion of their diagnosis and treatment plans by another doctor.
  • Available under both the benefit structures viz. Level Cover Benefit and Increasing Cover Benefit, provided the policy is in-force
Maturity Benefit:
  • This plan provides no maturity benefit.
Rider Benefit:
  • SBI Life - Accidental Death Benefit Rider (UIN: 111B015V02)The rider sum assured is payable, in case the life assured dies within 120 days of accident as a result of an accident during the rider term, provided the rider policy is in-force

Additional Information

Delivery Time 1
Interested in this service?Get Latest Price from the seller
Contact Seller

Product Image

SBI Life E-Shield Insurance Services

Company Details


About the Company

Year of Establishment2005
Legal Status of FirmIndividual - Proprietor
Nature of BusinessService Provider
Number of Employees11 to 25 People
Annual TurnoverRs. 50 Lakh - 1 Crore
IndiaMART Member SinceOct 2011
GST07BBFPS1019E1ZY
Send your enquiry to this supplier
I agree to the terms and privacy policy

Seller Contact Details

Suresh Sinha

Near Main Road, Kh. No. 1/338, 4-9 Samadhi Asthal Sahabad, Mohammadpur, South West Delhi
New Delhi - 110061, India

Get Directions
View Mobile No.
Call +91-7971371195
Send SMS
Send Email
Tell us what you
need
Receive seller
details
Seal the deal
Pay with IndiaMART
Save time! Get Best Deal
I agree to the terms and privacy policy



X
Hi
I agree to the terms and privacy policy
Verifying...
1

Have a requirement?
Get Best Price

Hi
I agree to the terms and privacy policy
Verifying...
1

Have a requirement?
Get Best Price