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Products & Services
- Postal Schemes
- Mutual Funds Service
- Online Investment Service
- Fixed Deposits Services.
- Debt Mutual Funds Service
- Fixed Deposits Services
- Infra Bonds Service
- Insurance Services
- Personalized Financial Planning Service
- Portfolio Management Services
- Tax Saving Services
- Personalized Financial Planning
- Debt Mutual Funds
- Calculator
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Postal Schemes
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How to make deposit There shall be only one deposit in the account
Limit on DepositThe minimum deposit required is Rs.6,000 and the maximum permissible deposit is Rs.3,00,000 for a single account and Rs.6,00,000 for a joint account.
Return on investment8% p.a. payable monthly.
Tenure The tenure of account is 6 years
Premature WithdrawalThe amount deposited can be withdrawn after 3 years. If the amount is withdrawn before 3 years then 5% of the amount deposited shall be deducted.
Tax liabilityThe interest qualifies for deduction under section 80L up to a maximum limit of Rs.9,000. No TDS is deducted from interest. The wealth tax exemption is available. The bonus also qualifies for deduction under section 80L.
NominationsNomination facility is available.
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Mutual Funds Service
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the mutual funds are becoming the most popular investment vehicle offering various kind of schemes with different investment objectives. We believe that investments through mutual funds is one of the most safest, easiest and onvenient way of successful investment making. The investments are in congruence to the laid down investment objectives securing the goals & objectives of the unit holders. A plethora of mutual fund schemes with different features, makes the right choice for an investor difficult. We have a dedicated task force to analyse the different schemes of mutual funds across various parameters on an ongoing basis. An arduous process with strict disciplinary levels is followed before offering any product, scheme or recommendation as we believe that we are morally bound as trustees to our clients investments.
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Online Investment Service
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What is NJ E-Account?
NJ E- Account is a comprehensive online investment account that offers Online investments in Mutual Funds. Its a truly different, truly simple, Online Investment Platform that makes online Mutual Fund investments simpler and safer for you. Its simple yet strong features and flexibilities provide a unique way in making completely paperless online investments. The account comes bundled with various online Reports and Analyses that help you keep accurate track of your investments.
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