X
View Mobile Number
Hi
I agree to the terms and privacy policy
Verifying...
1

Have a requirement?
Get Best Price

Insurance

Insurance is one of the most important financial topics in today’s complex world. Failure to have sufficient insurance coverage is the quickest and easiest way to accrue mass debt. Nothing will make your business, car, house, family, or self more vulnerable or susceptible to financial strain than a lack of adequate insurance. However, paying too much for insurance can be a financial strain in itself. And paying for insurance that is not needed is just money down the drain.
Many people have a preconceived notion that insurance is just a waste of money, something that is not necessary. This is not true. Almost everyone needs insurance. How do you know? If you own anything that cannot be easily replaced without economic hardship, it should be insured. If your house burned down, what would you do? If you became disabled at work, would there still be food on the table? Or, in the worst case, would your family be provided for if you passed away?
These are tough scenarios to imagine, but they happen every day. It is important to understand the consequences and to be prepared for the worst. Some people tend to think of insurance as a luxury, but this is not true at all. Insurance is simply a way to avoid an impoverished state.
Like many things in life, the decision to purchase insurance or not is based on a system of risk/reward. Unfortunately, consumers often look at the reward and ignore the risk altogether. This can impede the process of making an educated decision. For example, the lottery is a very popular system of risk / reward. In this case, the risk is generally small, but the reward can be great, making it a popular choice. Gambling in casinos is another example. In this case, some people become so fixated on the reward that they forget the risk of losing. Think of insurance as an inverted version of the lottery. The reward (not paying for insurance and therefore saving an immediate expenditure) is miniscule compared to the possible risk (losing everything you own and being in debt for the rest of your life). And sadly, the chances of your number coming up in the insurance game are a lot greater than your chances of winning millions.
Hopefully, you now realize that insurance is a necessary part of today’s world. So let’s move on. There are four questions you should have in mind when you set out to purchase insurance.
+ Read More

Life Insurance
Interested in this product?
Get Best Quote

Life Insurance

Get Latest Price

Insurance is one of the most important financial topics in today's complex world. Everyone needs insurance. If you own anything that cannot be easily replaced, having economic value, it should be insured. Failure to have sufficient insurance coverage is the quickest and easiest way to lose financial freedom.

  • Term: Pure Risk cover without returns, low premium high risk
  • Endowment: Returns at specified period + Risk cover
  • Whole Life Plans: Lifelong risk coverage
  • Moneyback: Returns at regular intervals + Risk cover
  • Joint Life: Returns at specified period + Risk cover for Husband & Wife / Partners of Partnership firm under single policy contract
  • Children's Policies: Education, Higher Education / Marriage / Future Provision in case of death, disablement of parents, guardian / Returns at regular intervals
  • Retirement: Lifelong Pension after certain years / Immediate Pension
  • Special Plans: Unit Linked Insurance Plans / Plans with Guaranteed Additions / Hospitalization, Critical illness Cover, Disability Cover / Risk + returns for life / Cover for short duration / Limited payment plans
  • Pension & Group Gratuity: Employer - Employee Insurance / Pension / Gratuity / Leave Encashment / Employee Deposit Linked Insurance / Risk Cover

View Complete Details

Yes, I am interested!

General Insurance
Interested in this product?
Get Best Quote

General Insurance

Get Latest Price

Non-life insurance refers to bearing the customer's risk against insurance premiums. Non-life Insurance pre-tax earnings consist of the balance on technical account, investment income and other income and expenses. The balance on technical account comes from insurance premium revenue less claims incurred and operating expenses.
The most important profitability indicator is the combined ratio showing the proportion of claims incurred and operating expenses to insurance premium revenue. Non-life insurance profitability is secured, for example, by risk-based premium rating, proactive loss prevention, reinsurance on the greatest individual risks and efficient claims settlement.
With respect to investment operations, Non-life Insurance is tasked with investing assets covering technical provisions and equity in a safe and profitable way conducting a policy of sufficient risk diversification.

View Complete Details

Yes, I am interested!

Car Insurance
Interested in this product?
Get Best Quote

Car Insurance

Get Latest Price

Car insurance technically provides protection against the losses incurred as a result of unavoidable instances. It helps cover against theft, financial loss caused by accidents and any subsequent liabilities. The cover level of Car insurance can be the insured party, the insured vehicle, third parties (car and people). The premium of the insurance is dependent on certain parameters like gender, age, vehicle classification, etc. Car insurance gives confidence to drive fearlessly but at the same time should follow the traffic rules. In emergencies it acts like a boon to the insurer.
With so many car insurance companies vying for customer base in the market, it is quite difficult to make a decision like choosing the right policy covering the requirement, right insurer, etc. Figuring out the right insurance policy fulfilling the requirement and being cost effective can be time consuming. We assists in this endeavor of finding the right car insurance for the users. Fill in an online form, and mention the details, specific requirements and our experts will take it forward. We bring the most competitive cost quote and benefits of all insurance companies under one roof helping decision making.

View Complete Details

Yes, I am interested!
Tell us what you need, and we’ll help you get quotes
Tell us what you
need
Receive seller
details
Seal the deal
Pay with IndiaMART
Tell us what you need, and we’ll help you get quotes
I agree to the terms and privacy policy