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Sinha And Associates

New Delhi, Delhi

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Insurance Service

Providing you the best range of Investment Insurance Service, Group Health Insurance Service, Taxi Insurance Services With Maximum Discount, INDIAN INVESTMENT SERVICES, Covid Health Insurance Cheapest Rate and Two Wheeler Insurance Services with effective & timely delivery.

Investment Insurance Service
  • Investment Insurance Service
  • Investment Insurance Service
  • Investment Insurance Service
  • Investment Insurance Service
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Investment Insurance Service

Rs 1 / insuranceGet Latest Price

Requirement FrequencyOne Time
Service TypeInvestment Insurance Service
Service ModeOffline,Online
LocationLocal

Investment Insurance Service
Why do you need a Savings and Investment Plan?

Whether you wish to send your child abroad for higher education or go for a European holiday in the next 5 years, all your financial goals require you to invest in advance.

Your income is limited while your needs are many. Apart from your basic and immediate needs that you may spend a considerable amount of your income on, you have long term needs that need planning in advance.

It is recommended that before using up your income for monthly consumption, you save for future expenditure first. This often poses a problem as your immediate needs could seem never-ending. That’s why you need to think of wealth building rather than just savings. Investment plans help you utilize your savings and grow them over time for future needs and goals.


Saving for Future Goals

When it comes to fulfilling future goals such as buying a new home, child’s education, retirement planning etc., savings are a must. ULIPs help you save systematically and help you plan for these future goals.

Click here to know moreFamily’s Protection

ULIP is a life insurance plus investment plan that offers a life cover to the policyholder. In case of an unfortunate death, the dependant family of the policyholder will still be financially secured.


Provides Tax Benefit

All premiums are exempt from tax under Section 80C. The maturity amount received is also exempt subject to conditions under Section 10(10D) of the Income Tax Act, 1961.

Good Returns

Unlike other investment plans, ULIP gives you the advantage of switching between funds depending upon their performance. This helps you to get a higher return on your invested amount by monitoring the growth.


Let’s look at the example of Vinay  Why you should start investing early in a systematic manner?

Starting early always has its benefits and investment is no exception. The simple logic is that the earlier you start saving the more time your money gets to grow. So, an early start to saving is always a good idea in order to meet your financial goals.

1. Power of Compounding Works in Your Favour

“Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”

Albert Einstein

What he meant was that if you invest smartly for a long term, you reap the benefits of compounding.

Power of compounding simply means investing your money in order to grow it further. Your wealth accumulation depends upon how long you stay invested.

Here is how you can calculate compounding



Amount to invest/year
Expected rate of interest
want to pay?(in years)
stay invested?
Calculate 

 

 



2. Risk Appetite Changes

The younger you are the lesser responsibilities or liabilities you have. Historically, it has been recorded that equities perform better than other assets even though they do come with a fair bit of risk. Investors can switch from one particular fund option to another as per the market movements and outlook. Most ULIPs let you make unlimited switches between funds.

3. Patience and Discipline Pays

If you simply save your money in a bank, the tendency to withdraw the money is higher and this does not lead to any growth. But if you remain patient and invest your money, systematically for a long time, it will give you good returns.

Getting into the habit of saving systematically early on helps in easing the stress of financial liabilities when you become older. Being able to start saving early for your future goals gives a very big financial advantage to young professionals 

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Group Health Insurance Service
  • Group Health Insurance Service
  • Group Health Insurance Service
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Group Health Insurance Service

Rs 1 / insuranceGet Latest Price

Services ModeOffline,Online
Type Of ServiceGroup Health Insurance Service
LocationLocal

Group Health Insurance Service.
What Is a Group Health Insurance Plan?

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders. There are plans such as these in both the US and Canada.

 How Group Health Insurance Works

Group health insurance plans are purchased by companies and organizations, and then offered to its members or employees. Plans can only be purchased by groups, which means individuals cannot purchase coverage through these plans. Plans usually require at least 70% participation in the plan to be valid. Because of the many differences—insurers, plan types, costs, and terms and conditions—between plans, no two are ever the same.

 

Group plans cannot be purchased by individuals and require at least 70% participation by group members.

Once the organization chooses a plan, group members are given the option to accept or decline coverage. In certain areas, plans may come in tiers, where insured parties have the option of taking basic coverage or advanced insurance with add-ons. The premiums are split between the organization and its members based on the plan. Health insurance coverage may also be extended to the immediate family and/or other dependents of group members for an extra cost.

The cost of group health insurance is usually much lower than individual plans because the risk is spread across a higher number of people. Simply put, this type of insurance is cheaper and more affordable than individual plans available on the market because there are more people who buy into the plan.

KEY TAKEAWAYS
  • Group members receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
  • Plans usually require at least 70% participation in the plan to be valid. 
  • Premiums are split between the organization and its members, and coverage may be extended to members' family and/or other dependents for an extra cost.
 History of Group Health Insurance

Group health insurance in the United States has evolved during the 20th century. The idea of collective coverage first entered into public discussion during World War I and the Great Depression. Soldiers fighting in the First World War received coverage through the War Risk Insurance Act, which Congress later extended to cover servicemen’s dependents. In the 1920s, healthcare costs increased to the point that they exceeded most consumers’ ability to pay.

The Great Depression exacerbated this problem dramatically, but resistance from the American Medical Association and the life insurance industry defeated several efforts to establish any form of a national health insurance system. This opposition would remain strong into the 21st century.

Employer-sponsored group health insurance plans first emerged in the 1940s as a way for employers to attract employees when wartime legislation mandated flattened wages. This was a popular tax-free benefit which employers continued to offer after the war’s end, but it failed to address the needs of retirees and other non-working adults. Federal efforts to provide coverage to those groups led to the Social Security Amendments of 1965, which laid the foundation for Medicare and Medica

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Taxi Insurance Services With Maximum Discount
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Taxi Insurance Services With Maximum Discount

Rs 1 / insuranceGet Latest Price

Minimum Order Quantity: 1 insurance

LocationALL INDIA
Duration1 year

Commercial Vehicles are used for business purposes. It can be a mode of goods transportation or for ferrying passengers like Taxis. The vehicles are used extensively on a day-to-day basis to help the business grow, especially Taxis. The taxi scene has completely changed in India with the introduction of app-based taxi services. Taxis are no longer budget cars. Today, we see sedans and other high-end cars operating as taxis. The non-stop functioning of taxis and other commercial vehicles on a daily basis increases the intensity of risks like accidents and damage from natural or man-made calamities. These risks can cause serious damage to the vehicle resulting in downtime and huge repair costs. Paying for such repairs can hamper your financial planning for your business and decrease your profit margin and you may even suffer a loss. To safeguard yourself and your business, it is highly recommended to opt for a comprehensive cover for your commercial vehicle.Benefits of Buying Commercial Car or Taxi Insurance Policy
  • Abiding by the Motor Vehicles Act Law: As per the Motor Vehicles Act, 1988, every vehicle plying on Indian roads needs to have a valid and accurate insurance coverage at all times.

  • Covers business and commercial liability : Commercial car or taxi insurance ensures coverage from liabilities in case of accidents and injuries. Commercial car or taxi insurance will cover your business from losses due to compensation to be paid for accidents and injuries. This will help you to maintain the cash flow even if you face lawsuits or other liabilities.

  • Cover from Loss : Any type of business or commercial enterprise is exposed to dangerous situations on a day-to-day basis. Loss due to theft, accidents, etc. can result in downtime for your vehicle. Without insurance protection, your business will suffer from a huge loss resulting in the closure of your business. Insurance helps you cover this loss, so that you can stay afloat and recover from such catastrophic losses. The value of the vehicle will be calculated as per the manufacturer's listed selling price less depreciation for each year or the IDV (Insured Declared Value). The IDV in an insurance policy is the maximum amount that will be paid by an insurer in the event of total loss/ theft of a vehicle subject to deductibles and the terms and conditions as mentioned in the policy document.

  • Cover for Bank Loans : Most commercial vehicles have bank loans on them. Having a comprehensive commercial car or taxi insurance will keep you protected from a bank loan if your vehicle suffers a total loss or gets stolen.

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INDIAN INVESTMENT SERVICES
  • INDIAN INVESTMENT SERVICES
  • INDIAN INVESTMENT SERVICES
  • INDIAN INVESTMENT SERVICES
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INDIAN INVESTMENT SERVICES

Rs 2,999 / serviceGet Latest Price

Minimum Order Quantity: 1 service

Methods Of Cash EquivalentVenture Capital
Requirement FrequencyDaily
Type Of CompanyPrivate Limited Company
Types Of InvestmentOwnership Investment
Course ModeOnline
Course Duration1 month
No Of Persons1

Our Investment Service

 

 

Our range of clients vary from private individuals seeking investment and retirement advice, to business owners, senior executives and trustees. We provide a wide range of services which offer more than traditional, standard investment advice. Our team of experienced Financial Advisers will help you make those key and life-changing decisions when investing your money, allowing you to take control of your financial future, with regular reporting and reviews to enable your finances to grow with confidence.

Do you want to work with a firm that will take time to carefully asses and understand your personal financial needs and work hard to provide advice on the best possible solutions? Click on the category below which is relevant to you for more information on the services we offer.

Individuals

We work closely with individual clients to help their finances grow and to protect their wealth. Many clients also want to provide extra income in retirement and protect their capital for future generations. We specialise in this type of advice. To learn about the specific services we provide in more detail, follow this link.

Businesses

We work with corporate clients, from business owners to senior executives. We take away the worry and stress of employee benefits by providing sound advice on all corporate related financial matters such as risk management, pension planning, profit extraction and certain employee-related benefits. To learn more on how we can help you or your business, follow this link.

Professional Partners

We have worked alongside other professionals such as accountancy and legal advisers for many years and can introduce you to specialists in this area via our range of extensive contacts. We look to cross refer to other professionals where applicable, and are always interested to hear from any practice looking to assist our clients with their Taxation and Legal requirements. To read more on how we help Professional Partners, follow this link.

What makes us different?

As we live in an increasingly event-driven world, Cockburn Lucas believes that the application of a highly-disciplined approach to asset allocation, risk management and research sets us aside from our competitors.

We believe the key to meeting a client’s expectations is to create a completely bespoke investment strategy designed to help them achieve their individual investment objectives within an agreed risk profile, taking into account their taxation position.

Total Return – Ultimately, people aim to make positive returns on their investments which is what we aim to deliver to our clients, irrespective of market conditions, over a normal business cycle.

Keeping a watchful eye – Regular review meetings, along with constant monitoring of your portfolio, are core to our service and this ensures that any necessary changes that need to be made to your portfolio can be made efficiently and easily.

Best of breed funds – Any funds that we recommend have been vigorously researched by our dedicated Investment Research Committee and our expert research partners at OBSR-Morningstar.

In-depth analysis – Once a fund has been approved for recommendation, we will constantly analyse its performance to ensure that it is providing suitable returns based on your individual needs and objectives. Should the fund no longer meet our vigorous selection criteria, we will advise you on any changes that are needed.

The value of your investment can go down as well as up and you may get back less than you have



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  • Production Capacity: 100
  • Delivery Time: 1 day

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Covid Health Insurance Cheapest Rate
  • Covid Health Insurance Cheapest Rate
  • Covid Health Insurance Cheapest Rate
  • Covid Health Insurance Cheapest Rate
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Covid Health Insurance Cheapest Rate

Rs 1 / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Residing LocationALL INDIA
GenderUnisex
Insurance Policy Duration1 yr
Service ModeONLINE
Type Of InsurancesHEALTH
Assessment Package OptionsNO CHECKUP
ModeOnline

Whats great about Health Insurance that covers Coronavirus?
  • Zero-touch insurance:  From the process of buying a health insurance to making claims is paperless and can be done online in just a few minutes. 
  • Additional Sum Insured Available: Specifically, for Accidental Hospitalizations and Critical Illnesses, at zero cost! 
  • Covers Coronavirus: Despite the COVID-19 being a pandemic, coronavirus is covered for in our health insurance.
  • No Age Based Copayment - Our health insurance comes with no age based copayment. This means, during your claims- you need not pay anything from your pocket.
  • No Room Rent Restriction - Everyone has different preferences and we understand that. Thats why, we have no room rent restrictions. Choose any hospital room you prefer.
  • 2X Sum Insured - If you exhaust your sum insured and unfortunately need it again during the year, we refill it for you.
  • Cumulative Bonus - A reward for staying healthy! Get yearly Cumulative Bonus.
  • Get Treated at any Hospital - Choose from 5900+ of our network hospitals in India for cashless claims or opt for a reimbursement.

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Two Wheeler Insurance Services
  • Two Wheeler Insurance Services
  • Two Wheeler Insurance Services
  • Two Wheeler Insurance Services
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Two Wheeler Insurance Services

Rs 1 / insuranceGet Latest Price

Insurance Policy Duration1 yr
Service TypeTwo Wheeler Insurance Services
LocationLocal
Service ModeOffline, Online

Two wheeler insurance refers to an insurance policy that is taken to cover your bike / scooter against any damages caused to a two wheeler and/or its riders arising due to some unforeseen event such as road accidents, natural disaster or theft / loss of motor vehicle. It provides protection against third-party liabilities arising from injuries to one or more individuals due to the accident. Bike Insurance is an ideal solution to meet exceptional costs that may arise due to the damages caused to the 2 wheeler motorcycle. The 2 wheeler bike insurance cover provides protection to all types of two-wheeler vehicles: motor-cycle moped and covers all uses: personal, commercial or mixed. Buy & Renew your Two Wheeler / Bike Insurance online within 30 seconds to avoid paying a fine of Rs. 2,000.


Benefits of Renewing Two Wheeler Insurance Policy Online PolicyBazaar gives you an option to renew the in-force status of a motorbike policy, the term of which will expire. When you buy online you can: Compare plans from leading providers Save money through a comparison side-by-side and choose the one that fits your pocket best Get assistance from our call center Renew your bike insurance timely and save unnecessary hassle and costs. You can even get scooter insurance and motorcycle insurance. In fact, any type of machine that runs on two wheels comes under the ambit of two-wheeler insurance.

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Luxury Car Insurance Service With Discount
  • Luxury Car Insurance Service With Discount
  • Luxury Car Insurance Service With Discount
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Luxury Car Insurance Service With Discount

Rs 1 / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Service Charges1
Insurance Policy Duration1 yr
Type Of Vehicles CoveredALL CARS
LocationALL INDIA

Why Should You Insure Your Luxury Car Today

??????

There was a time when luxury cars were only owned by a select few. Today, the number of luxury cars has increased on Indian roads. Owning a luxury car is still not easy but it is not a big deal like old times as well. More and more people are willingly splurging on high-end expensive cars. The premium car makers are eyeing India as a huge market. It is either the soaring passion or the purchasing power that has influenced people to buy luxury cars. In addition to these factors, one must also not forget the easy availability of loans and whopping discounts that have contributed towards the addition of luxury cars on Indian roads.

It is not only about buying a luxury car but the maintenance cost of one involves a lot of money. In case of luxury cars, even the smallest repair could cost you a fortune. Luxury car owner never settle for substandard car servicing or unbranded spare parts as that may not be a wise decision for the life and performance of a premium vehicle.

What makes the entire process of owning and maintaining a luxury vehicle easy? It is car insurance???. One must not be convinced to buy a car insurance as having one is mandatory according to the Indian government but there are people who own luxury cars and do not buy car insurance as they don’t use it more often or do not consider it worthy.

If you own a luxury car and a car insurance policy, you can easily claim up to Rs 50000 in case of damage. This amount may not be a big challenge for those who own a luxury car but it is always beneficial to have one.

There are some insurance companies which offer car servicing and other exciting offers along with their car insurance policy. This can be quite a freebie for those who own luxury cars as regular servicing charges of a luxury car are also very high.



Additional Information:

  • Delivery Time: 1 hr

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Commercial Vehicles Insurance Services With Maximum Discount
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Commercial Vehicles Insurance Services With Maximum Discount

Rs 1 / insuranceGet Latest Price

Minimum Order Quantity: 1 insurance

Insurance Policy Duration1 Yr
LocationALL INDIA
DurationALL INDIA
BrandALL INDIA

Commercial vehicle insurance

Commercial vehicle insurance is necessary to keep your business running smoothly. Whether you own a small company with a single van or a company running an entire fleet of commercial vehicles, commercial vehicle insurance is both mandatory and useful.

Getting the right level of commercial vehicle insurance, such as bus insurance, taxi insurance or truck Insurance at a price that suits you is important, especially when you are using your vehicle regularly for business.

But why is Commercial Auto Insurance needed?

Commercial auto insurance covers many situations, and provides insurance cover for automobiles that are not covered by a personal auto insurance policy. There may be certain vehicle types and usage of vehicles for business purpose that fall outside the ambit of a regular auto insurance policy. Therefore, Commercial auto insurance is a specific type of vehicle insurance cover that caters specifically to commercial vehicles, which are generally more at risk during use.

This difference in risk factor is the primary reason how vehicle insurance policies for commercial purposes differ from personal auto policies.

Commercial vehicles insurance policies are customised to cover:

 

  • Specific business and its assets
  • The employees or drivers who have been hired to drive the vehicles
  • The high risk of operating certain commercial vehicles

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Commercial Vehicles Insurance Services
  • Commercial Vehicles Insurance Services
  • Commercial Vehicles Insurance Services
  • Commercial Vehicles Insurance Services
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Commercial Vehicles Insurance Services

Rs 1 / insuranceGet Latest Price

LocationLocal
Service TypeCommercial Vehicles Insurance Services
Service ModeOffline, Online

Commercial Vehicles Insurance Services.
Why is Commercial Vehicle Insurance required?

Commercial Vehicle Insurance is a practical solution to the very real possibility of your precious vehicle being damaged on the road. If your vehicle gets into an accident, it doesn’t matter whether you were driving it or someone else is, you will be completely responsible for the expenses. A Commercial Vehicle Insurance will protect you financially from the third-party liability, bodily injury/ death as well as physical damage to your own vehicle.

Commercial Vehicle Insurance Policy Features and Benefits:
  • Commercial Vehicle Insurance provides coverage for a variety of situations
  • Claims can be made quickly and simply.
  • Various classes of commercial vehicles can be insured including trailers, goods carrying vehicles (both private and public carrier), passenger carrying vehicles and special types of vehicles (excavators, shovels, mobile rigs, grabs, tractors etc.)
What’s covered, what’s not under Commercial Vehicle Insurance Plan:

There are plenty of insurance companies which offer Commercial Vehicle Insurance which can be tailor-made to meet your needs. In general, following is the list of what’s coveredin a commercial vehicle insurance:

  1. Loss/ damage to the insured vehicle due to:
    • Self-ignition, fire, explosion or lightning
    • Strike, riot
    • Housebreaking, burglary, theft
    • Flood, , tempest, hurricane, typhoon, storm
    • Malicious act
    • Hailstorm, inundation cyclone, frost
    • Earthquake
    • Rockslide, landslide
    • Accident (external means)
    • Terrorist activity
  2. Third-party insurance: In the event of an accident involving your insured vehicle and another vehicle, the insurance will cover any damage/ loss to the other vehicle as well as bodily injury or death of third party.
  3. Personal Accident Cover is also included in this policy. Accidental Death/ Permanent Total Disability will be compensated for in the case of the owner and the paid driver.
  4. Certain companies offer towing facilities for disabled mechanically propelled vehicles (as an add-on or as a standard deal)

The list of what is covered may seem like an extensive one (each company varies in the specifics), but remember that there is also a list of instances where your vehicle may not be covered. Here is a list of what is not covered in a Commercial Vehicle Insurance:

  1. Wear and tear of the vehicle
  2. Mechanical and electrical breakdown
  3. If the damage to the vehicle happens when it is used beyond the limitations mentioned. For example, if a private vehicle is used as a taxi.
  4. If the vehicle is used outside the defined geographical area
  5. Deductible as stated in your policy
  6. Consequential loss- only the original damage will be covered, and not any subsequent damage/ loss.
  7. Loss/ damage due to war or nuclear perils
  8. Loss/ damage due to ionizing radiation
  9. If the vehicle is driven by someone other than the driver, as stated in the 'Driver's Clause'.
  10. Claims arising out of contractual liability.

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Health Insurance Services
  • Health Insurance Services
  • Health Insurance Services
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Health Insurance Services

Rs 1 / insuranceGet Latest Price

Minimum Order Quantity: 1 insurance

Type Of ServiceHealth Insurance Services
Service ModeOffline, Online
LocationLocal

providing an excellent quality range of Health Insurance Services. With Least Charges get upto 10 % cashback on premium

Why you need health insurance

Changing lifestyles are causing diseases with expensive and prolonged treatments.

A Health insurance plan helps cushion your family finances from unexpected large medical expenses

Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over numerous persons. By estimating the overall risk of health care and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement.[1] The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity

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Third Party Insurance Service
  • Third Party Insurance Service
  • Third Party Insurance Service
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Third Party Insurance Service

Rs 1 / insuranceGet Latest Price

Service TypeThird Party Insurance Service
LocationLocal
Service ModeOffline,Online

Third Party Insurance Service.
What Is Third-Party Insurance?

Third-party insurance is an insurance policy purchased for protection against the claims of another. One of the most common types is third-party insurance is automobile insurance. Third-party offers coverage against claims of damages and losses incurred by a driver who is not the insured, the principal, and is therefore not covered under the insurance policy. The driver who caused damages is the third party.

How Third-Party Insurance Works

Third-party insurance is essentially a form of liability insurance purchased by an insured (first-party) from an insurer (second party) for protection against the claims of another (third party). The first party is responsible for their damages or losses, regardless of the cause of those damages.

There are two types of automobile third-party liability coverage. First, bodily injury liability covers costs resulting from injuries to a person. These injuries' costs could include expenses like hospital care, lost wages, and pain and suffering due to the accident. Second, property damage liability covers costs resulting from damages to or loss of property. Examples of property damage include the payment to replace landscaping and mailboxes, as well as compensation for loss of use of a structure.

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Term Insurance Plans Service
  • Term Insurance Plans Service
  • Term Insurance Plans Service
  • Term Insurance Plans Service
  • Term Insurance Plans Service
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Term Insurance Plans Service

Rs 1 / insuranceGet Latest Price

LocationLocal
Service ModeOnline,Offline
Type Of ServiceTerm Insurance Plans Service

Term Insurance Plans Service.

What Is Term Life Insurance?

Term life insurance, also known as pure life insurance, is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.

 How Term Life Insurance Works

Term life policies have no value other than the guaranteed death benefit. There is no savings component as found in a whole life insurance product. The policy's purpose is to give insurance to individuals against the loss of life. This cash benefit may be used by beneficiaries to settle the policyholder's healthcare and funeral costs, consumer debt, or mortgage debt among others. Term life insurance is not used for estate planning or charitable-giving purposes. All premiums cover the cost of underwriting insurance. As a result, term life premiums are typically lower than permanent life insurance premiums.

 Volume 75%1:31Term Life Insurance Explained Characteristics of Term Life

The basis for term life premiums is on a person’s age, health, and life expectancy, which is set by the insurer. If the person should die within the specified policy term, the insurer will pay the face value of the policy. Should the policy expire before the policyholder's death, there is no payout. Policyholders may be able to renew a term policy at its expiration, but their premiums will be recalculated for their age at the time of renewal.

Because it offers a benefit for a restricted time and provides only a death benefit, term life is usually the least costly life insurance available. A healthy 35-year-old non-smoker can typically obtain a 20-year level-premium policy with a $250,000 face value for $20 to $30 per month. Purchasing a whole life equivalent will have significantly higher premiums, possibly $200 to $300 per month. Because most term life insurance policies expire before paying a death benefit, the overall risk to the insurer is lower than that of a permanent life policy. The reduced risk allows insurers to pass cost savings to the customers in the form of lowering premiums.

KEY TAKEAWAYS
  • Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries during a specified term.
  • These policies have no value other than the guaranteed death benefit and feature no savings component as found in a whole life insurance product. 
  • Term life premiums are based on a person’s age, health, and life expectancy, which is set by the insurer.
  • If the insured dies within the specified policy term, the insurer pays the face value of the policy.
  • Should the policy expire before the policyholder's death, there is no payout. 

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SBI Life E-Wealth Insurance
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SBI Life E-Wealth Insurance

Rs 1 / insuranceGet Latest Price

Minimum Order Quantity: 1 insurance

You can now enjoy the benefits of ULIPs with a simplified, 3-step online buying process. SBI Life - eWealth Insurance, helps you grow your wealth. Avail twin benefits of life insurance cover and of market linked returns on your invested money.This wealth creation plan offers –
  • Security – cover your family's needs in case of eventuality
  • Affordability – with premiums starting at Rs. 1000 per month
  • Flexibility – to choose between two plan options
  • Simplicity – apply online with ease
  • Liquidity – through partial withdrawals from 6th policy year
*Tax Benefits:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here.

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School Bus Insurance Services
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School Bus Insurance Services

Rs 1 / insuranceGet Latest Price

Minimum Order Quantity: 1 insurance

Commercial vehicle insurance

Commercial vehicle insurance is necessary to keep your business running smoothly. Whether you own a small company with a single van or a company running an entire fleet of commercial vehicles, commercial vehicle insurance is both mandatory and useful.

Getting the right level of commercial vehicle insurance, such as bus insurance, taxi insurance or truck Insurance at a price that suits you is important, especially when you are using your vehicle regularly for business.

But why is Commercial Auto Insurance needed?

Commercial auto insurance covers many situations, and provides insurance cover for automobiles that are not covered by a personal auto insurance policy. There may be certain vehicle types and usage of vehicles for business purpose that fall outside the ambit of a regular auto insurance policy. Therefore, Commercial auto insurance is a specific type of vehicle insurance cover that caters specifically to commercial vehicles, which are generally more at risk during use.

This difference in risk factor is the primary reason how vehicle insurance policies for commercial purposes differ from personal auto policies.

Commercial vehicles insurance policies are customised to cover:

 

  • Specific business and its assets
  • The employees or drivers who have been hired to drive the vehicles
  • The high risk of operating certain commercial vehicles


Additional Information:

  • Delivery Time: 1 hour

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Employee Health Insurance Service
  • Employee Health Insurance Service
  • Employee Health Insurance Service
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Employee Health Insurance Service

Rs 1 / insuranceGet Latest Price

Insurance Policy Duration1 yr
Services ModeOffline, Online
Type Of ServiceEmployee Health Insurance Service
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Employee Health Insurance Service
Health is a priority to an individual. Without good health, we are not able to perform our duties related to our job and personal life. Moreover, keeping good health helps us in achieving our goals and objectives. But as we know life is uncertain, we are not sure of the contingencies that may arise. Also, health care costs including medical treatments have risen sharply during the past few years. In such a scenario, health insurance helps us immensely. Health insurance policy makes sure that we do not suffer from any financial burden that may arise due to any health emergency. Employee Health Insurance Benefits Employee health insurance is a benefit extended by an individual’s employer to their employees. It does not only cover the person working for the employer but also covers the rest of family members under the policy. When a company provides health insurance assistance, they pay full or part premiums for the health insurance policy. Employers are not required to provide health insurance coverage to employees. Health insurance is typically a matter of agreement between an employer and employees. Typically, health insurance coverage is employee prosperity and value plan established or maintained by an employer or by an employee organization like a union, or both, that provides health care for members and their dependents through insurance coverage or settlement. Employee health insurance benefits can be utilized by an individual during needs. Further, employee health insurance policies enable you to medical checkups after fixed intervals as they have tie-ups with hospitals and labs. Employee health insurance provides the same coverage as an individual will buy for themselves. Employee health insurance provides hospitalization coverage including pre and posts hospitalization expenses. Some employee health insurance policies can provide reimbursements of fees of specialists and other medical practitioners for after treatment checkups. Some employee health insurance policies also provide for hospital cash allowance, which is provided to meet daily expenses like travel etc. It also provides cover for domiciliary treatment. Even, pre-existing diseases are also covered by employee health insurance policies, which usually have a waiting period depending upon a policy to policy. Employee health insurance is not only beneficial to employees but to their employers as well. It enables employers to retain its asset, which are generally its employees. This is the primary reason for employers investing in health insurance for their employees. Further, an employee feels engaged towards the organization, which enhances productivity.

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