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Sinha And Associates

New Delhi, Delhi

| GST  07BBFPS1019E1ZY

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Loan Services

Our range of services include Private Personal Loan Service, Home Loan Services, Personal Loan Service, Small Business Loans Service, Unsecured Personal Loan Services and Daily Business Loan 10Lakh & Above for Running Business Against Cheque.

Private Personal Loan Service
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Private Personal Loan Service

Rs 40 Lakhs / loanGet Latest Price

Minimum Order Quantity: 25000 loan

Bank TypeNBFC
Company TypePvt Ltd
Service ChargeFree
Maximum Loan Amount40 lakh
Documentation RequiredAadhar Card
Approval Duration24 Hours
Service TypePrivate Personal Loan Service
Service ModeOffline,Online
LocationLocal

Private Personal Loan Service.

Tips for Successful Personal Loan Application
  • Assess the need for your loan
  • Do proper research to get the best rate
  • Check your credit history
  • Review the fine print on your loan document carefully
  • Choose your loan tenure by assessing your repayment ability
  • Choose an affordable interest rate
  • Select your loan amount as per your convenience
  • Check your EMIs properly
  • Compare the processing fee
  • Select fixed or variable interest rate according to your preference
  • Key features and benefits
    • Existing personal loan customers are eligible for the loan top-up provided that they have paid their EMIs regularly and have no pending payments.
    • Quick or instant disbursal of the top-up loan amount.
    • Minimum documentation required.
    • Zero processing fee offered by a number of lenders.
    • No collateral required.
    • Features and Benefits of Personal Loan
      • Borrow up to Rs.40 lakh, if not more.
      • Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
      • Submit your application through online or offline channels.
      • Minimal paperwork and documentation required.
      • No restrictions on how the loan amount can be used.
      • Affordable interest rates ranging between 10% p.a. and 24% p.a.
      • Helps in consolidation of debts.
      • Quick approval.
      • Pre-approved loan offers.

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Home Loan Services
  • Home Loan Services
  • Home Loan Services
  • Home Loan Services
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Home Loan Services

Rs 1 Cr / LoanGet Latest Price

Location/CityLocal
Loan AmountUpto 500 Crore
Bank TypeBank
DocumentationIdentity Proof
Service TypeHome Loan Services
Service ModeOffline,Online

With sincerity and hard work of our professionals, we have carved a niche for ourselves in this domain by offering premium quality gamut of Home Loan Services.

Home Loan Eligibility
Eligibility CriteriaRequirement
AgeMinimum Age: 18 years and Maximum Age: 70 years
Resident TypeThe applicant must be (any one):
  • Resident Indian
  • Non-Resident India (NRI)
  • Person of Indian Origin (PIO)
EmploymentThe applicant can be (any one):
  • Salaried
  • Self-employed
Net Annual IncomeAt least Rs.5-6 lakh depending on the type of employment
ResidenceThe applicant must have (any one):
  • A permanent residence
  • A rented residence where he/she has resided for at least a year prior to applying for a loan
Credit scoreA good credit score of at least 750 or more obtained from a recognised credit bureau
 Home Loan Documents Required
Identity Proof (any one)Residence Proof (any one)Other Documents
Driving LicenseCopy of Electricity Bill/Water Bill/Telephone BillEmployer Identity Card
PANCopy of valid Passport/Aadhar Card/Driving LicenseDuly filled loan application form affixed with 3 passport size photographs
Voter ID Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions
Valid Passport Bank account statements for all the bank accounts owned by the applicant for the last six months
Income Proof Documents
For Self-employed Applicant/Co-applicant:For Salaried Applicant/Co-applicant:
Income Tax Returns for the last 3 yearsSalary Slips for the last three months
Certificate of Qualification (for Doctors/C.A. and other professionals)Copy of Form 16 or Income Tax Returns for the last two years
Balance Sheet audited by a certified C.A and Profit and Loss account for the previous 3 years 
Business License Details 
Business address proof 
TDS Certificate 
Documents Required from all Non-Resident Indians (NRIs) Applicantant

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Personal Loan Service
  • Personal Loan Service
  • Personal Loan Service
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Personal Loan Service

Rs 1 Cr / loanGet Latest Price

Minimum Order Quantity: 1 loan

Bank TypePrivate Bank
Company TypePrivate Limited
Service ChargeFree
Maximum Loan Amount10000000
Documentation Required3 Months Salary Slip
Approval DurationInstant
Service TypePersonal Loan Service
Service ModeOffline,Online
LocationLocal

Personal Loan Service.
Personal Loan Eligibility
CriteriaSalariedSelf-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income Rs.25,000 Rs.35,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.30 lakh
Documents Required for Personal Loan
RequirementsSalaried IndividualsSelf Employed
Proof of Identity Passport, Voter’s ID, Driving License or PAN Card Passport, Voter’s ID, Driving License or PAN Card
Proof of Residence Passport or utility bills Passport or utility bills
Proof of Income Bank statement of salary account for the past two years Audited financial statement of the past two years

If you are an NRI looking to borrow a personal loan, these are the documents that you will need to submit to the lender:

  • Copy of your Passport
  • Visa Copy
  • Your official Email ID or the Email ID of the HR
  • Bank Statements
  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors 
Features and Benefits of Personal Loan
  • Borrow up to Rs.40 lakh, if not more.
  • Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
  • Submit your application through online or offline channels.
  • Minimal paperwork and documentation required.
  • No restrictions on how the loan amount can be used.
  • Affordable interest rates ranging between 10% p.a. and 24% p.a.
  • Helps in consolidation of debts.
  • Quick approval.
  • Pre-approved loan offers.

Calculate personal loan EMIs to understand how much money you will every month for repaying the loan.

Personal Loan EMI CalculatorOther Fees & Charges
  1. Processing fee
  2. Goods and Services Tax or GST
  3. Verification charges
  4. Charges levied for issuing duplicate statement
  5. Penalty for defaults
  6. Penalty for pre-payment and part payment of loan

In addition to these, the lenders might also levy charges for documentation, stamping, credit administration, collection, and so on. The levy and the rates of these fees and charges differ from lender to lender. However, you can check the fees and charges which are levied by the top lenders in India before you apply for a personal loan.

Tips for Successful Personal Loan Application
  • Assess the need for your loan
  • Do proper research to get the best rate
  • Check your credit history
  • Review the fine print on your loan document carefully
  • Choose your loan tenure by assessing your repayment ability
  • Choose an affordable interest rate
  • Select your loan amount as per your convenience
  • Check your EMIs properly
  • Compare the processing fee
  • Select fixed or variable interest rate according to your preference

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Small Business Loans Service
  • Small Business Loans Service
  • Small Business Loans Service
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Small Business Loans Service

Rs 10 Lakhs / loanGet Latest Price

Minimum Order Quantity: 1 loan

Loan ForMachinery, Project, Working Capital
Minimum Loan Amount1000000
Maximum Loan Amount10000000000
Loan Approval Time (in Hours)24 hr
Documents RequiredGST Registration Certificate, Address Proof
Provider Typeby Agents, by Bank, by NBFC
Rate of Interest2
DocumentsIdentity Proof
LocationLocal
Service ModeOffline, Online
Service TypeSmall Business Loans Service

Being a leader in the industry, we are engaged in offering a qualitative range of Small Business Loans Service.

Features and Benefits

With small business loans up to Rs. 30 lakh, funding for your small business is now just 24 hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability.

Who could be eligible for a Business Loan?

Are you thinking of availing a business loan anytime soon? Browse through our business loan eligibility criteria mentioned below, to make sure your business loan is approved at the very first go:

 

  • The applicant has to be in business for last 3 years with a minimum turnover of Rs.40 Lakhs
  • The business must have generated profit for a minimum of 1 year
  • The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Trust / LLP involved in the business of Manufacturing, Trading or Services
  • The main applicant should be minimum of 25 years of age & should be no older than 65 years at the time of loan maturity.

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Unsecured Personal Loan Services
  • Unsecured Personal Loan Services
  • Unsecured Personal Loan Services
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Unsecured Personal Loan Services

Rs 10 Lakhs / loanGet Latest Price

Minimum Order Quantity: 1 loan

Bank TypeAll
Company TypeAll
Service ChargeFree
Maximum Loan Amount1000000000
Documentation Required3 Months Salary Slip
Approval Duration24 Hours
Service TypeUnsecured Personal Loan Services
Service ModeOffline, Online
LocationLocal

 Unsecured Personal Loan Services.

Unsecured loans are loans that are approved without the need for collateral. Collateral is when you pledge an asset to secure a loan. With an unsecured loan, instead of pledging assets, borrowers qualify based on their credit history and income. Lenders do not have the right to take physical assets (such as a home or vehicle) if borrowers stop making payments on unsecured loans.

These loans are also known as “signature loans” because your signature on the loan agreement is all that you bring to the table. You promise to repay, but you don’t back up that promise by pledging collateral.

 Types of Unsecured Loans

Unsecured debt comes in several forms, including:

  • Unsecured credit cards: Even though you might not think of credit cards as loans, you borrow money when you spend with a credit card.
  • Student loans: Although some people take cash out of their homes to pay for school, student loans through the Department of Education and private student loans are typically unsecured.
  • Personal loans: These loans, available from banks, credit unions, and online lenders, are unsecured loans you can use for any purpose you want.

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Daily Business Loan 10Lakh & Above for Running Business Against Cheque
  • Daily Business Loan 10Lakh & Above for Running Business Against Cheque
  • Daily Business Loan 10Lakh & Above for Running Business Against Cheque
  • Daily Business Loan 10Lakh & Above for Running Business Against Cheque
Interested in this product?
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Loan Amount5 Crore
DocumentsIdentity Proof
Penal Interest2.5
Location/CityDelhi
Loan Durationless than 6 month
LocationALL DELHI NCR
Service LocationDELHI NCR
Service ModeOFFLINE

Features
  • Loan amount from ???10 Lakhs - ???5 crore

    We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.

  • Customised credit criteria

    We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.

  • No prepayment charges

    Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.

  • Loan tenure of 6month to 1years

    Choose a flexible repayment option ranging from 6 months to 12months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.

Benefits
  • Get working capital within 1 days

    In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.

  • Quick and simple application procedure

    You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.

  • Collateral free loan

    Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.

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Loan Against Private Commercial Property Dehradun Uttarakhand  1cr to 100cr at ROI 1% 2%
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Loan Against Private Commercial Property Dehradun Uttarakhand 1cr to 100cr at ROI 1% 2%

Rs 1 Cr / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Location/CityDelhi
DocumentationBank Statement
Loan Amount1 crore to 100 crore
Type Financial Loanprivate
Repayment Duration12 month to 5 year
Start Date / Month1

Features
  • Loan amount from 1crore - 100 crore

    We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.

  • Customised credit criteria

    We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.

  • No prepayment charges

    Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.

  • Loan tenure of 12month to 5years

    Choose a flexible repayment option ranging from 6 months to 12months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.

Benefits
  • Get working capital within 1 days

    In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.

  • Quick and simple application procedure

    You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.

  • Collateral free loan

    Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.

View Complete Details

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Loan Against Private Commercial Property Delhi NCR 1cr to 100cr at ROI 1% 2%
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Loan Against Private Commercial Property Delhi NCR 1cr to 100cr at ROI 1% 2%

Rs 1 Cr / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Location/CityDelhi
DocumentationBank Statement
Loan Amount1 crore to 100 crore
Type Financial Loanprivate
Repayment Duration12 month to 5 year
Start Date / Month1

Features
  • Loan amount from 1crore - 100 crore

    We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.

  • Customised credit criteria

    We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.

  • No prepayment charges

    Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.

  • Loan tenure of 12month to 5years

    Choose a flexible repayment option ranging from 6 months to 12months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.

Benefits
  • Get working capital within 1 days

    In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.

  • Quick and simple application procedure

    You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.

  • Collateral free loan

    Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.

View Complete Details

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Npa Loan Restructuring Advisory And Funding for Min 2 Crore and No upper limit Based Funding
  • Npa Loan Restructuring Advisory And Funding for Min 2 Crore and No upper limit Based Funding
  • Npa Loan Restructuring Advisory And Funding for Min 2 Crore and No upper limit Based Funding
  • Npa Loan Restructuring Advisory And Funding for Min 2 Crore and No upper limit Based Funding
Interested in this product?
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Loan ForALL
Minimum Loan Amount2 crore
Maximum Loan Amount2000000000000Crore
Loan Approval Time (in Hours)24
Processing Fee (in %)3
Documents RequiredOther Document
Provider TypeFDI
Rate of Interest1

Restructuring is an act in which a lender, for economic or legal reasons relating to the borrower's financial difficulty as appended below grants concessions to the borrower. Restructuring would normally involve modification of terms of the advances / securities, which would generally include, among others, alteration of repayment period / repayable amount / the amount of instalments / rate of interest / rollover of credit facilities / sanction of additional credit facility / enhancement of existing credit limits / compromise settlements where time for payment of settlement amount exceeds three months. After introduction of Goods and Services Tax (GST) as tax reform measures, RBI has allowed certain relief for borrowers temporarily viz. 180 days delinquency norms in place of normal delinquency norms of 90 days for the purpose of IRAC under MSME sectors for formalisation of the sector under GST regime vide direction no. RBI/2017-18/129. DBR No.BP.BC.100/21.04.048 /2017-18 dated 07.02.2018. and followed up direction no RBI/2017-18/186 DBR No. BP.BC.108/21.04.048/2017-18 dated 06.06.2018. Now RBI has further advised vide direction no. RBI/2018-19/100. DBR No.BP.BC.18/21.04.048 /2018-19 dated 01.01.2019 for restructuring of stressed accounts under MSME sector without down gradation of asset classification as one time measure. Present policy is modified suitably taking above RBI directions in to consideration as under : 1. Eligibility: The provisions made as on January 1, 2019 in this framework shall be applicable to MSME having loan limits up to 25 crore. including accounts under multiple banking arrangements (MBA) The borrower account is in default but is a ‘Standard Asset’ as on January 1,2019 and continues to be classified as a ‘Standard Asset’ till the date of implementation of the restructuring. The borrowing entity is GST-registered on the date of implementation of the restructuring. However, this condition will not apply to MSMEs that are exempt from GST-registration. The restructuring of the borrower account is implemented on or before March 31, 2020. A restructuring would be treated as implemented if the following conditions are met: all related documentation, including execution of necessary agreements between lenders and borrower / creation of security charge / perfection of securities are completed by all lenders; and the new capital structure and / or changes in the terms and conditions of the existing loans get duly reflected in the books of all the lenders and the borrower.

Additional Information:

  • Delivery Time: 14 days

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Private Finance For Running Business 1Lakh to 1 Crore
  • Private Finance For Running Business 1Lakh to 1 Crore
  • Private Finance For Running Business 1Lakh to 1 Crore
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Private Finance For Running Business 1Lakh to 1 Crore

Rs 1 Lakh / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Loan Amount100000
DocumentsIdentity Proof
Penal Interest10
Location/CityDelhi
Loan Duration1- 3 Years

Features
  • Loan amount from 1 Lakhs - 1 crore

    We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.

  • Customised credit criteria

    We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.

  • No prepayment charges

    Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.

  • Loan tenure of 6month to 1years

    Choose a flexible repayment option ranging from 6 months to 12months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.

Benefits
  • Get working capital within 1 days

    In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.

  • Quick and simple application procedure

    You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.

  • Collateral free loan

    Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.



Additional Information:

  • Delivery Time: 2day

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Project Loan 1 cr to 1000 cr Pan India 6 to 12% Per Annum
Interested in this product?
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Loan Amount10000000
DocumentsIdentity Proof
Penal Interest1
Location/CityALL INDIA
Loan Duration> 10 Years

Features
  • Loan amount from 1cr to 1000 crore

    We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.

  • Customised credit criteria

    We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.

  • No prepayment charges

    Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.

  • Loan tenure of 6month to 1years

    Choose a flexible repayment option ranging from 6 months to 12months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.

Benefits
  • Get working capital within 1 days

    In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.

  • Quick and simple application procedure

    You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.

  • Collateral free loan

    Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.



Additional Information:

  • Delivery Time: 7 Day

View Complete Details

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Business Loan Services
  • Business Loan Services
  • Business Loan Services
  • Business Loan Services
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Business Loan Services

Rs 10 Lakhs / LoanGet Latest Price

DocumentsIdentity Proof
LocationLocal
Service ModeOffline,Online
Service TypeBusiness Loan Services

Business Loan Services.
Business Loan Eligibility

Business loans are designed to help small businesses and entrepreneurs meet their capital requirements. To avail a business loan from a lender, you will need to check if you meet the eligibility criteria listed by the lender. Listed below are the general eligibility criteria to avail business loans:

  • The loan can be availed by self-employed professionals, self-employed non-professionals, and entities.
  • Self-employed professionals usually include doctors, chartered accountants, company secretaries, architects, etc. This is subject to the applicants who have proof of qualifications and also are practicing their profession.
  • Self-employed non-professionals include traders, manufacturers, etc.
  • Entities include partnerships, limited liability partnerships, private limited companies, closely held limited companies, etc.
  • The business may be required to have a minimum turnover of Rs.40 lakh
  • Minimum of 3 years’ experience in the current business is required.
  • Minimum 5 years of total business experience is required.
  • The business should be making a profit for the last 2 years.
  • Minimum Annual Income (ITR) of Rs.1.5 lakh per annum is required.
  • Applicants should be between the ages of 25 years and 55 years.
  • The IT returns for the last 1 year should have been filed.
  • Lenders may offer business loans to only certain cities and towns.
Documents Required for Business Loan

In order to apply for a business loan, you will require the following documents-

  • PAN Card for company, firm or individual
  • Proof of ID, in the form of, copy of Aadhar Card, Passport copy, Voter’s ID copy, driving license.
  • Proof of address, in the form of, copy of Aadhar Card, Passport copy, Voter’s ID copy, driving license.
  • Bank statement (last 6 months)
  • Latest ITR along with computation of income, balance sheet and P&L account for the last 2 years. All financials must be CA certified or audited.
  • Proof of continuation (ITR/Trade License/Establishment/Sales Tax Certificate)
  • Sole Proprietorship Declaration or certified copy of Partnership Deed
  • Certified true copy of Memorandum and Articles of Association
How to Apply for a Business Loan?

Step1: You can apply for a business loan through online or offline channels. A number of lenders, today, give prospective customers the option of directly applying for a business loan through their official websites. To apply for a business loan online, you will need to visit the lender’s respective website, click on the loan product that you wish to apply for, and click on ‘Apply Now’.

Step2: Upon doing so, you will be redirected to another webpage, wherein you will be required to key in certain details into an online application form. You may be asked to enter your name, age, contact number, city of residence, details about your business, etc.

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Loan Against Property Services
  • Loan Against Property Services
  • Loan Against Property Services
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Loan Against Property Services

Rs 10 Cr / LoanGet Latest Price

Minimum Order Quantity: 1000000 Loan

Location/CityDelhi
DocumentationAddress Proof
Service TypeLoan Against Property Services
Service ModeOffline,Online

Loan Against Property Services.ligibility criteria for Loan Against Property
  • The property should be in India, be it a residential or commercial property.
  • The applicant should be a minimum age of 25 years old and maximum is 65-years old.
  • The applicant should be a salaried or self-employed individual.
  • Salaried individuals should have a monthly net income of at least Rs.25,000.
  • Legal property documents authorized by the Government of India - Registration Certificate, Property Tax Receipts, Sales Deed, etc.
Documents required to apply for the Loan Against Property
  • Proof of Identity – PAN card, Passport, Driving License, etc.
  • Proof of Address – Passport, Electricity Bill, Aadhaar card, etc.
  • Property Documents – Copy of original sale deed, allotment-possession letter, NOC from society.
  • Income Proof – Latest Income Tax Return Certificate, Form 16, salary slips, audited financial sheet, certificate of practice, qualification certificate, Shop Act License, Sales Tax Certificate, etc.
Steps to apply for a Loan Against Property
  • The customer has to visit the website of the financial lender and apply for the loan online.
  • The customer support team of the lender will get in touch with the applicant and request for the submission of relevant documents.
  • The lender will then verify the documents submitted and then inspect the property of the applicant.
  • If the application is approved, then the loan amount will be credited in the bank account of the customer.
Features and Benefits of Loan Against Property 
  • Lower rate of interest: Loan against property is a secured loan owing to which the rates of interest are lower. Secured loans usually have a lower rate of interest when compared to unsecured loans. In addition to that, if you have a good credit score and credit history, the chances of you getting a loan at a low rate of interest goes up.
  • Simple documentation and approval process: The process of documentation and approval of loans is generally simple when it comes to a loan against property. The loan application goes through a comparatively lighter scrutiny as these are secured loans. The property against which the loan is availed acts as collateral in this case. This allows lenders to go forward with an easy documentation process. The approval rates are also usually higher in these cases. 
  • Flexibility in repayment of the loan: Most loans against property offers a flexible loan repayment tenure. On the basis of the lender that you choose, you can avail a loan repayment tenure of as long as 20 years. The usual loan repayment tenure generally lasts between 10 to 15 years. This gives you ample time to plan your finances and repay the loan on time. 
  • Continuous ownership of the property: In case of a loan against property, the ownership of the property is retained with the borrower. When you offer your property as a collateral for a loan, the ownership does not change. This also allows you to sell the property in case you are unable to repay the loan. 
  • Availability of pre-closure option: You have the option to pre-close your loan against property if you wish to do the same. If the loan that you have availed comes with a variable interest rate, you will not be required to pay any penalties for the pre-closure of the loan. However, you will be required to pay a nominal amount if your loan was on fixed interest rate. 
  • Optimal utilisation of the property: In case you avail a loan and you have a property which you offer as a collateral, you get to satisfy your financial needs with the loan amount


Additional Information:

  • Delivery Time: 2

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Salaried Personal Loan Services Bank Declined Cases
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Salaried Personal Loan Services Bank Declined Cases

Rs 40 Lakhs / loanGet Latest Price

Bank TypePrivate Bank
Company TypePrivate Limited
Service ChargeFree
Maximum Loan Amount40 lakh

  • Borrow up to Rs.40 lakh, if not more.
  • Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
  • Submit your application through online or offline channels.
  • Minimal paperwork and documentation required.
  • No restrictions on how the loan amount can be used.
  • Affordable interest rates ranging between 10% p.a. and 24% p.a.
  • Helps in consolidation of debts.
  • Quick approval.
  • Pre-approved loan offers.

Calculate personal loan EMIs to understand how much money you will every month for repaying the loan.

Personal Loan EMI CalculatorOther Fees & Charges
  1. Processing fee
  2. Goods and Services Tax or GST
  3. Verification charges
  4. Charges levied for issuing duplicate statement
  5. Penalty for defaults
  6. Penalty for pre-payment and part payment of loan

In addition to these, the lenders might also levy charges for documentation, stamping, credit administration, collection, and so on. The levy and the rates of these fees and charges differ from lender to lender. However, you can check the fees and charges which are levied by the top lenders in India before you apply for a personal loan.

Tips for Successful Personal Loan Application
  • Assess the need for your loan
  • Do proper research to get the best rate
  • Check your credit history
  • Review the fine print on your loan document carefully
  • Choose your loan tenure by assessing your repayment ability
  • Choose an affordable interest rate
  • Select your loan amount as per your convenience
  • Check your EMIs properly
  • Compare the processing fee
  • Select fixed or variable interest rate according to your preference
Do'sDon'ts
Do proper research before you apply for a loanDo not sign your loan documents without understanding every point
Do read the fine print carefullyDo not make multiple inquiries regarding loans from different banks
Do save your money carefully when you are repayingDo not take a personal loan without any serious purpose
Do pay your loan instalment promptly every single timeDo not be in a hurry to end your loan comparison process
Do evaluate your credit score thoroughlyDo not forget to pay your loan instalments
Do apply for an affordable loan amountDo not accept bad loan products
Different Types of Personal Loans in India

One can use your loan for any purpose as long as it is legal. However, there are certain lenders who provide different loan products on the basis of the purpose which is mentioned by the borrower in the loan application. On the basis of utilisation, these are the different types of personal loans which can be availed in India:

  1. Personal Loan for Wedding: As the name suggests, a loan which is offered particularly for the purpose of meeting the expenses of a wedding is a wedding loan.
  2. Personal Loan for Home Renovation: A home renovation loan is availed to meet the expenses of repairing or renovating your home.
  3. Personal Loan for Vacations: A holiday loan is especially designed for vacations. You can avail a loan for your vacation and pay the expenses on a later date through easy EMIs.
  4. Personal Loan for Pensioners: A loan which is specifically offered to pensioners is known as a pension loan.
  5. Personal Loan for Festivals: Certain lenders offer a personal loan exclusively for festivals. If you are looking for a loan to make arrangements for a festival, you can apply for a festival loan.

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Loan Against Property 1 Crore & Above Delhi NCR Private Finance
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Loan Against Property 1 Crore & Above Delhi NCR Private Finance

Rs 1 Cr / loanGet Latest Price

Minimum Order Quantity: 1 loan

Location/CityDelhi
DocumentationBank Statement
Loan Amount1000000
Type Financial Loanprivate finance

There are many situations when you need urgent finance and cannot get it from a bank or NBFC due to some reason. The problems could be an urgent need, lack or eligibility or some other factor preventing you from taking a personal or business loan through traditional channels.

It is possible in such a case for you to get requisite funds from private loan lenders. These are parties who are willing to advance an unsecured private loan for personal or business purposes. There is a private loan lenders list available for every major city across India which consists of reputable and trustworthy individuals which you can approach for your credit needs.

Most private loan lenders have been in existence for a loan time and they adhere to tested principles while advancing funds. You need to meet requisite eligibility criteria, the most important of which will be your ability to repay the loan and credibility on in your financial history. If you want to avail a loan from private lenders then you have to demonstrate your ability to repay the loan by producing proof of your disposable income each month. The loans thus provided are short-term in nature with slightly lower tenure offered as compared to a traditional bank or NBFC.

There are different private money lenders who operate specifically to the city they are based on be it Mumbai, Kolkata, Delhi, Chennai or Bangalore. They look at individuals as well as proprietors, traders, craftsmen or businesses in their own city for advancing private finance and rarely do this in other cities. The private finance interest rate is mostly a flat percentage calculated every month. You need to sign legal papers as well as share PDCs for the whole tenure when the loan is approved. There is generally no option for pre-payment but the interest rate is at most times flexible based on the strength of your credentials.

If you are in need of finance or credit then apply online for a private loan by clicking on the link below and filling a simple form. We will connect you to the best private loan lenders in your city and help you with the entire process from application to approval. This will be done via the P2P method which uses our intuitive technology to get you the best deal from the private loan lenders list on our platform. Call us on the numbers given to find out more about how to get a private loan as well as other details on the application process.

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Unsecured Business Loan Above 1 Crore Only At Cheapest Rate
  • Unsecured Business Loan Above 1 Crore Only At Cheapest Rate
  • Unsecured Business Loan Above 1 Crore Only At Cheapest Rate
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Unsecured Business Loan Above 1 Crore Only At Cheapest Rate

Rs 1 / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Service Provider TypeLoan Services
Bank TypePrivate
LocationALL INDIA
Duration3 DAYS

Superfast processingwithin 72 hoursNo collateral requiredNo risk of any asset lossFair interest ratesfrom 1.25% per month to 2%Flexible repaymentsWe care for your convenience

Additional Information:

  • Delivery Time: 14 days

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Commercial Loan Service
  • Commercial Loan Service
  • Commercial Loan Service
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Commercial Loan Service

Rs 1 Lakh / loanGet Latest Price

Minimum Order Quantity: 10000 loan

Service TypeCommercial Loan Service
LocationLocal
Service ModeOffline, Online

Commercial Loan Service.
What is a Commercial Loan

A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.

Expensive upfront costs and regulatory hurdles often prevent small businesses from having direct access to bond and equity markets for financing. This means that, not unlike individual consumers, smaller businesses must rely on other lending products, such as a line of credit, unsecured loans or term loans.

 How a Commercial Loan Works

Commercial loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process. In some instances, the loan may be extended to help the business meet more basic operational needs, such as funding for payroll or to purchase supplies used in the production and manufacturing process.

These loans often require that a business post collateral, usually in the form of property, plant or equipment that the bank can confiscate from the borrower in the event of default or bankruptcy. Sometimes cash flows generated from future accounts receivable are used as a loan's collateral. Mortgages issued to commercial real estate are one form of commercial loan.

 

Commercial loans are most often used for short-term funding needs.

 Securing a Commercial Loan

As is true for nearly every type of loan, how creditworthy an applicant is plays a starring role when a financial institution considers giving out a commercial loan. In most cases, the business applying for the loan will be required to present documentation – generally in the form of balance sheets and other similar documents – that proves the company has a favorable and consistent cash flow. This assures the lender that the loan can and will be repaid according to its terms.

If a company is approved for a commercial loan, it can expect to pay a rate of interest that falls in line with the prime lending rate at the time the loan is issued. Banks typically require monthly financial statements from the company through the duration of the loan and often require the company to take out insurance on any larger items purchased with funds from the loan.

 Special Considerations for Commercial Loans

While a commercial loan is most often thought of as a short-term source of funds for a business, there are some banks or other financial institutions that offer renewable loans that can extend indefinitely. This allows the business to get the funds it needs to maintain ongoing operations and to repay the first loan within its specified time period.

After this, the loan may be rolled into an additional or "renewed" loan period. A business will often seek a renewable commercial loan when it must obtain the resources it needs to handle large seasonal orders from certain customers while still being able to provide goods to additional clients.



Additional Information:

  • Delivery Time: 2

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Short Term Finance for Businesses Against Cheque Only Delhi Private
  • Short Term Finance for Businesses Against Cheque Only Delhi Private
  • Short Term Finance for Businesses Against Cheque Only Delhi Private
Interested in this product?
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Location/CityDelhi
Bank Typeprivate
EligibilitySelf Employed

Features
  • Loan amount from ???10 Lakhs - ???5 crore

    We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.

  • Customised credit criteria

    We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.

  • No prepayment charges

    Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.

  • Loan tenure of 6month to 1years

    Choose a flexible repayment option ranging from 6 months to 12months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.

Benefits
  • Get working capital within 1 days

    In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.

  • Quick and simple application procedure

    You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.

  • Collateral free loan

    Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.



Additional Information:

  • Delivery Time: 2 days

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Salaried Personal Loan Services Low CIBIL
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Salaried Personal Loan Services Low CIBIL

Rs 1 Lakh / loanGet Latest Price

Minimum Order Quantity: 1 loan

  • Borrow up to Rs.40 lakh, if not more.
  • Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
  • Submit your application through online or offline channels.
  • Minimal paperwork and documentation required.
  • No restrictions on how the loan amount can be used.
  • Affordable interest rates ranging between 10% p.a. and 24% p.a.
  • Helps in consolidation of debts.
  • Quick approval.
  • Pre-approved loan offers.

Calculate personal loan EMIs to understand how much money you will every month for repaying the loan.

Personal Loan EMI CalculatorOther Fees & Charges
  1. Processing fee
  2. Goods and Services Tax or GST
  3. Verification charges
  4. Charges levied for issuing duplicate statement
  5. Penalty for defaults
  6. Penalty for pre-payment and part payment of loan

In addition to these, the lenders might also levy charges for documentation, stamping, credit administration, collection, and so on. The levy and the rates of these fees and charges differ from lender to lender. However, you can check the fees and charges which are levied by the top lenders in India before you apply for a personal loan.

Tips for Successful Personal Loan Application
  • Assess the need for your loan
  • Do proper research to get the best rate
  • Check your credit history
  • Review the fine print on your loan document carefully
  • Choose your loan tenure by assessing your repayment ability
  • Choose an affordable interest rate
  • Select your loan amount as per your convenience
  • Check your EMIs properly
  • Compare the processing fee
  • Select fixed or variable interest rate according to your preference
Do'sDon'ts
Do proper research before you apply for a loan Do not sign your loan documents without understanding every point
Do read the fine print carefully Do not make multiple inquiries regarding loans from different banks
Do save your money carefully when you are repaying Do not take a personal loan without any serious purpose
Do pay your loan instalment promptly every single time Do not be in a hurry to end your loan comparison process
Do evaluate your credit score thoroughly Do not forget to pay your loan instalments
Do apply for an affordable loan amount Do not accept bad loan products
Different Types of Personal Loans in India

One can use your loan for any purpose as long as it is legal. However, there are certain lenders who provide different loan products on the basis of the purpose which is mentioned by the borrower in the loan application. On the basis of utilisation, these are the different types of personal loans which can be availed in India:

  1. Personal Loan for Wedding: As the name suggests, a loan which is offered particularly for the purpose of meeting the expenses of a wedding is a wedding loan.
  2. Personal Loan for Home Renovation: A home renovation loan is availed to meet the expenses of repairing or renovating your home.
  3. Personal Loan for Vacations: A holiday loan is especially designed for vacations. You can avail a loan for your vacation and pay the expenses on a later date through easy EMIs.
  4. Personal Loan for Pensioners: A loan which is specifically offered to pensioners is known as a pension loan.
  5. Personal Loan for Festivals: Certain lenders offer a personal loan exclusively for festivals. If you are looking for a loan to make arrangements for a festival, you can apply for a festival loan.

View Complete Details

Yes, I am interested!

Loan Against Cheque For Running Business 10 Lacs & Above
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Loan Against Cheque For Running Business 10 Lacs & Above

Rs 1 Lakh / loanGet Latest Price

Minimum Order Quantity: 1 loan

Loan Against Cheque

Personal loans are the go-to solution for all your financial worries, more so, if the requirement is urgent. Banks, NBFCs, and private money lenders all give out personal loans. There are also private money lenders who give loan against cheque. These loans are usually given out to small businesses as working capital. There are also private money lenders who give a personal loan to individuals against cheque. However, there are chances of high interest rates and fees.

In case of urgent need, individuals turn to private lenders as they instantly hand over cash. With the advent of Fintech companies like Qbera the turnaround period is as less as 24 hours making them a better option than private lenders. It is therefore advisable to rely on a Fintech company rather than private money lenders. Loan against cheque are secured by the cheque, wherein if the repayment is not done, the lender will submit the cheque to the bank. Dishonoring of the cheque is a criminal offense and attracts punishments and so they are used as a safeguard while handing out personal loans.

So, as discussed above, Fintech companies have a quick turnaround period provided your documents and information handed out is absolutely correct. Qbera, for example, promises the loan amount in your bank account within 24-48 hours of document verification and acceptance. 

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Loan Against Lal Dora Property Delhi
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Loan Against Lal Dora Property Delhi

Rs 50 Lakhs / LoanGet Latest Price

Minimum Order Quantity: 1 Loan

Location/CityDelhi
DocumentationAddress Proof
Loan Amount1000000

What is Lal Dora Certificate

The term ‘Lal Dora’ first used in 1908 for property classification referred to village land extension with specific agricultural use. At present, it extends to properties that have been classified as Lal Dora by the Delhi Government.

A person holding a Lal Dora certification can construct a building in the Lal Dora region without building permission. So, if you own a land in this region, obtain this certificate and construct your house by availing a Mortgage Loan from Bajaj Finserv against minimum eligibility and documents.

To obtain the certificate, one needs to be the legal owner of a Lal Dora land. Check out the steps you need to follow to apply for this certification online.

The Process to Apply for Lal Dora Certification Online

Step 1 – Acquire access code and register

Open the district website of Delhi government. A first time user will need registration with the website to apply for any certification. Click on the registration link and fill in your Aadhaar number, Voter ID number and mobile number and submit. Obtain access code and validate it to obtain log in ID and password.

Step 2 – Log In To The Service Portal

Use the ID and password generated to log in to the service portal of Delhi government.

Step 3 – Navigate To The ‘Apply Online’ Tab

Click on ‘Apply Online’ tab to get a list of services for registration.
Additional Read: Benefits of Lal Dora Land in Delhi

Step 4 – Apply For The Certification

Go for ‘Issuance of Lal Dora Certificate’ tab and click on form number 9. Fill in all required details and follow with documentation.

Step 5 – Receive Application Number

Receive an application number after submitting the form along with documents required.

The application is processed within 14 working days, and you can obtain your certificate.

Once you obtain it, finance your housing construction following a simple Loan Against Property process from Bajaj Finserv. Thoroughly know how to apply for loan against property to receive approval within 48 hours.

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Builder Funding Services 50 Crore And Above At Best Market Rate
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Builder Funding Services 50 Crore And Above At Best Market Rate

Rs 1 / UnitGet Latest Price

Minimum Order Quantity: 1 Unit

Service Location/CityALL INDIA
Built TypeALL
MaterialALL

Object:Loans to Builders/Developers for developing and constructing Residential / Commercial Premises.
Loan term:Minimum-6 Months
Maximum-5 years
Security & Title:Mortgage of the land over which the building is proposed along with super structure. Personal Guarantee of the Partners / Promoters Corporate Guarantee (if required)
Disbursement of loan:Installments depending on the progress of work in the project, its funding requirements and availability of sufficient security cover.
Repayment of loan:Through Escrow Account.
2. Term Loan
Object:To Builders/Developers for business purpose.
Loan term:Minimum - 6 Months
Maximum – 3 years
Security & Title:Mortgage of the Security of adequate Value acceptable to LICHFL as may be deemed necessary. The Receivables from various ongoing Projects to be assigned in favour of LICHFL. Personal Guarantee of the Promoters of the Company. Any other security as may be considered necessary by LICHFL
Disbursement of loan:In single tranche or in Installments based on the requirement of the Applicant Company as agreed mutually.
Repayment of loan:Through Escrow Account.


Additional Information:

  • Production Capacity: 50 crore
  • Delivery Time: 14 days

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