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We are proficient in the discipline of Cards & Payment. We understand this ever evolving domain down to the bits and bytes. With a small yet powerful team, Xitrine has abundance to offer in the faculty of Cards & Payment. Be it Acquiring system, Issuing system, EMV, Tokenization, Contactless, Schemes, HSM, terminal driving, we know it all since we have a rich, practical collective experience of around 30 years in this domain.
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Nature of Business

Service Provider

Legal Status of Firm

Limited Company (Ltd./Pvt.Ltd.)

Annual Turnover

Upto Rs. 50 Lakh

GST Number

27AAACX2229D1ZM

Development of cost effective custom made tools and solutions based on business requirements
Host Security Modules like Thales HSM (PayShield / RACAL) and SafeNet Eracom
Integration, debugging and functional level services of device handler protocols for ATM (NDC+, D91x), POS (Hypercom), mPOS and Electronic Cash Register (ECR)
Clearing and settlement of schemes like VISA BASEII, MasterCard IPM and more
Integration, debugging and functional level services for industry standard protocols like ISO 8583 (87 / 93), ISO / IEC 7816-4, 7816-6 and more
Issuing services like card profiling and personalization, card production (embossing file generation and PIN printing), etc. as per business demands

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Certification Services

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Domestic / International scheme integration and certification (VISA, JCB, MasterCard, CUP, Pulse, STAR, Discover / Diners, NPCI, UAESWITCH and more)
Terminal certification services for VISA (ADVT, payWave / CDET), MasterCard (MTIP, M/Chip / PayPass), Amex (AEIPS), CUP (CUPIC), JCB (J/Smart), Discover / Diners (D-PAS terminal E2E) and more
Card profile validation for all major schemes like VISA VPA, MasterCard Profile Generator, Discover / Diners CPV and more
Compliance / Mandates roll out for all major schemes

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Consultation Services

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Key management services for acquiring (terminal, zonal keys), issuing (personalization and card production), key ceremony and key migration (import / export)
Implementation of Tokenization
Business requirement and analysis (Functional specifications, Use case document, Gap analysis, Charter of Project Deliverables)
Support for PCI-DSS and PA-DSS compliance
Benchmarking of acquiring and issuing products with standardized tools and custom made software
Creation and management of ATM terminal configuration data including EMV enablement

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Migration Services

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Electra switch migration to other systems
Electra Debit, Electra Prepaid and Electra Merchant migration
HSM migration (keys, PIN offsets, etc.) across different systems
Development of utilities for data migration as per target system requirement

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Testing Services

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Functional and integration testing for acquiring / issuing switch, prepaid / debit card management system and merchant management system
ATM / POS functional testing (device handler)
New generation transaction initiation channels like mPOS and mobile wallets
Card not present channels like e-commerce, POS, MO/TO and more
Pre-certification testing for all major schemes
Expertise in terminal simulators likes FINsim, FASTest, VersaTest (VTAS) and more
Expertise in scheme simulators like VTS (VISA), MAS, MDFS & MCPS (MasterCard), Gallit (Diners D-PAS) and more
Expertise in ICC simulators like FIME, ICC Solutions, Smartspy, UL BTT (Collis) and more
Automation testing using Selenium

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Training Services

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Trainers with around 13 years of hands-on experience in Cards & Payment industry
Courses for beginner, intermediate and expert level
Separate courses for business team and technical team as required
Comprehensive and relevant course content to cater to the latest in Cards & Payment domain
Crash courses (short duration) as well as in-depth courses (longer duration) as per objective of the client
Exclusive (premium) course to groom selected talented candidates to become experts in Cards & Payment domain
Tailor made bouquet package to accommodate choice of concepts as per business needs
Exhaustive material to be provided upon request
Training scope includes topics highlighted as service offerings in this presentation

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EMV Services

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EMV enablement and migration of acquiring and issuing systems
Contactless EMV enablement and integration
Tokenization using mobile wallets (Apple Pay, Samsung Pay and Android Pay)
EMV issuing services like card profiling / personalization and card production
EMV certification support

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Get in touch with us

Reach Us

Xitrine Software Solutions Private Limited102, Victory Landmark, Baner,, Opp. Dmart, Pune-411045, Maharashtra, India

Santhosh Jose Mangan (Director)

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