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Children Plans

Leading Service Provider of Jeevan Anurag Child Plan, Jeevan Kishore Child Plan, Komal Jeevan Child Plans, Marriage Endowment Educational Annuity Child Plans, Jeevan Chhaya Child Plans and New Insurance Plans from Hyderabad.

Jeevan Anurag Child Plan
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Jeevan Anurag Child Plan

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Lic’s jeevan anurag is a with profits plan specifically designed to take care of the educational needs of children. The plan can be taken by a parent on his or her own life. Benefits under the plan are payable at prespecified durations irrespective of whether the life assured survives to the end of the policy term or dies during the term of the policy. In addition, this plan also provides for an immediate payment of basic sum assured amount on death of the life assured during the term of the policy.

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Jeevan Kishore Child Plan
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This is an endowment assurance plan available for children of less than 12 years of age. The policy may be purchased by any of the parent/grand parent.

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Komal Jeevan Child Plans
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Komal Jeevan Child Plans

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This is a children's money back plan that provides financial protection against death during the term of plan with periodic payments on survival at specified durations. This plan can be purchased by any of the parent or grand parent for a child aged 0 to 10 years.

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Marriage Endowment Educational Annuity Child Plans
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This is an endowment assurance plan, specially designed for people who wish to protect their families from a financial crisis that may occur due to untimely death and in particular to meet the educational and marriage expenses of children.

Features

Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, throughout the term of the policy or earlier death.

Under this plan the policy monies and bonus are paid only at the end of the selected term, irrespective of whether the policy holder survives till the term or not, i.e. the survival or death benefit is payable at the same time. Unlike in the case of other endowment policies, the policy benefits in the case of marriage endowment / educational annuity plan are not released to the policy holder’s family in case of his premature death, but retained by lic and released only at the end of the originally selected term.

In case the policyholder dies during the term of the policy, no further premiums are payable but the bonus continues to accrue for the full-term of the policy. The sum assured, plus the accumulated bonus for the full term, are then paid to the family at the end of the policy’s term. Further, one can opt to receive the money either in one lump sum, or in ten half-yearly installments, the former may be suitable if the policy is bought essentially for the purpose of a child marriage and the latter if it is a provision for higher education.

In case, the double accident benefit is availed, then an additional sum equal to the basic sum assured becomes payable immediately on death due to accident during the policy term.

 

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Jeevan Chhaya Child Plans
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This is an endowment assurance plan that provides financial protection against death throughout the term of the plan. Besides payment of sum assured immediately on death, one-fourth of sum assured is payable at the end of each of last four years of policy term whether the life assured dies or survives the term of the policy.

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New Insurance Plans
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New Insurance Plans

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Lic’s insurance plans are designed to meet all individual requirements when taken in combination of plans. Life insurance generally provides financial coverage to specified beneficiaries upon the death of the insured individual. It involves a contract providing for payment of an assured sum of money to the person insured. Lic has been established by an act of the parliament and started functioning from 1/9/1956.

Lic is synonymous with life insurance in india even in a competitive scenario. Therein lies lic’s strength – quick to change with times, responding to changing needs and aspiration of the people. Evidently, lic today stands on a global stage, ever adapting to world- class standards of service – in terms of tailor-made schemes, computerization and strategic planning.

Protect your dear ones and safeguard their futures. With a wide range of lic plans and policies from india's most trusted life insurance provider. Talk to hari babu today on 9246599566 to get a customised policy consultation on lic’s life insurance plans, endowment plans, retirement plans, tax benefit plans etc.

Tax saving

Premium paid in that financial year towards all life insurance come with tax rebate under sec 80C and in case of health insurance under sec 80D.

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Insurance Articles
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Insurance Articles

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Lic’s insurance plans are designed to meet all individual requirements when taken in combination of plans. Life insurance generally provides financial coverage to specified beneficiaries upon the death of the insured individual. It involves a contract providing for payment of an assured sum of money to the person insured. Lic has been established by an act of the parliament and started functioning from 1/9/1956.

LIC is synonymous with life insurance in india even in a competitive scenario. Therein lies lic’s strength – quick to change with times, responding to changing needs and aspiration of the people. Evidently, lic today stands on a global stage, ever adapting to world- class standards of service – in terms of tailor-made schemes, computerization and strategic planning.

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